MF Gyan
otherHigh risk14 years old

UTI - Master Plus Unit Scheme-Growth Option - Direct

A specialised fund. Check the scheme details for what it invests in. From UTI Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹119.1023
▼ 0.41% today
As of 10 Jul 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.34 L
▲ ₹33.5k gain · 33.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹72.5k
Gain / loss+₹12.5k
XIRR (annualised)46.78%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹77.6k
Projected gain*+₹17.6k
*at this fund's historical rate of 46.78% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
33.53%median 4.49% (+29.04%)
Rank #30 of 501Beats 93% of peers
Bumpiness (3Y)
15.83%median 5.00% (+10.84%)
Rank #408 of 501Less risky than 17% of peers
Worst-ever drop
-13.67%median -6.85% (-6.82%)
Rank #157 of 501Less risky than 69% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+5%
2013
+21%
2014
Best year
2014 · 21.34%
Worst year
2013 · 5.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.8%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-13.67%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of UTI - Master Plus Unit Scheme-Growth Option - Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year33.53%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch17.50%
Volatility — 1 year (annualised)16.49%
Volatility — 3 years (annualised)15.83%
Max drawdown — 1 year-11.95%
Max drawdown — 3 years-13.67%
Sharpe ratio — 1 year (rf=6%)1.43
Sharpe ratio — 3 years (rf=6%)0.66

Fund info

Fund house
UTI Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120658
First price on record
2 Jan 2013 · 377 daily prices

About UTI - Master Plus Unit Scheme-Growth Option - Direct

UTI - Master Plus Unit Scheme-Growth Option - Direct is a Income offered by UTI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of UTI - Master Plus Unit Scheme-Growth Option - Direct is ₹119.1023 (as of 10 Jul 2014). Historically, it has delivered 33.50% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.8% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 13.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of UTI - Master Plus Unit Scheme-Growth Option - Direct?+

The latest NAV of UTI - Master Plus Unit Scheme-Growth Option - Direct is ₹119.1023 as of 10 Jul 2014, down 0.41% from the previous day. NAV is updated once a business day after the market close.

What are the returns of UTI - Master Plus Unit Scheme-Growth Option - Direct?+

UTI - Master Plus Unit Scheme-Growth Option - Direct has delivered 1-year return 33.50%, since-inception CAGR 17.50%. Returns are historical and don't predict future performance — markets move in cycles.

What category does UTI - Master Plus Unit Scheme-Growth Option - Direct belong to?+

UTI - Master Plus Unit Scheme-Growth Option - Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is UTI - Master Plus Unit Scheme-Growth Option - Direct?+

Based on its 3-year annualised volatility of 15.8%, UTI - Master Plus Unit Scheme-Growth Option - Direct sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is UTI - Master Plus Unit Scheme-Growth Option - Direct a direct plan?+

UTI - Master Plus Unit Scheme-Growth Option - Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is UTI - Master Plus Unit Scheme-Growth Option - Direct?+

UTI - Master Plus Unit Scheme-Growth Option - Direct has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 377 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.