MF Gyan
sectorHigh risk14 years oldCooling recently (last 6m ≈ -3% p.a.)

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From SBI Mutual Fund. It's been running since 8 Jan 2013.

Latest price per unit
₹323.6593
▼ 0.82% today
As of 2 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹89.9k
▼ ₹10.1k loss · -10.1% / year
Invested 3 years ago
₹1.20 L
▲ ₹20.1k gain · 6.3% / year
Invested 5 years ago
₹1.83 L
▲ ₹83.1k gain · 12.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.75 L
Gain / loss-₹5.1k
XIRR (annualised)-1.96%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.75 L
Projected gain*+-₹5.3k
*at this fund's historical rate of -1.96% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-10.11%median 6.52% (-16.63%)
Rank #320 of 364Beats 3% of peers
3-year return
6.29%median 13.63% (-7.34%)
Rank #188 of 364Beats 13% of peers
5-year return
12.86%median 11.78% (+1.08%)
Rank #66 of 364Beats 60% of peers
Bumpiness (3Y)
13.00%median 15.58% (-2.58%)
Rank #50 of 364Less risky than 87% of peers
Worst-ever drop
-35.38%median -25.20% (-10.18%)
Rank #92 of 364Less risky than 75% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+15%
2020
+35%
2021
+14%
2022
+31%
2023
+24%
2024
-6%
2025
-8%
2026
Best year
2021 · 34.75%
Worst year
2026 · -7.60%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.0%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-35.38%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth against other sector funds.

Technical details (for the pros)
CAGR — 1 year-10.11%
CAGR — 3 years6.29%
CAGR — 5 years12.86%
CAGR — since launch14.67%
Volatility — 1 year (annualised)13.37%
Volatility — 3 years (annualised)13.00%
Max drawdown — 1 year-18.85%
Max drawdown — 3 years-25.91%
Sharpe ratio — 1 year (rf=6%)-1.25
Sharpe ratio — 3 years (rf=6%)0.01

Fund info

Fund house
SBI Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
Growth
ISIN (Growth)
INF200K01RM5
ISIN (Div re-invest)
—
Fund code
120575
First price on record
8 Jan 2013 · 3,369 daily prices

About SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth is a Equity Scheme - Sectoral/ Thematic offered by SBI Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth is ₹323.6593 (as of 2 Sep 2026). Historically, it has delivered -10.10% over the last year, 6.29% CAGR over 3 years, 12.86% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.0% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 35.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth?+

The latest NAV of SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth is ₹323.6593 as of 2 Sep 2026, down 0.82% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth?+

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth has delivered 1-year return -10.10%, 3-year CAGR 6.29%, 5-year CAGR 12.86%, since-inception CAGR 14.67%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth belong to?+

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 13.0%, SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth a direct plan?+

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth?+

SBI CONSUMPTION OPPORTUNITIES FUND - Direct Plan - Growth has NAV history available from 8 Jan 2013 — approximately 14 years of track record and 3,369 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.