MF Gyan
otherHigh risk14 years oldCooling recently (last 6m ≈ -16% p.a.)

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan

A specialised fund. Check the scheme details for what it invests in. From Aditya Birla Sun Life Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹92.57
▲ 0.55% today
As of 5 Feb 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹806 gain · 0.8% / year
Invested 3 years ago
₹1.94 L
▲ ₹94.0k gain · 24.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.57 L
Gain / loss+₹77.1k
XIRR (annualised)25.75%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.73 L
Projected gain*+₹93.1k
*at this fund's historical rate of 25.75% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
0.81%median 4.49% (-3.68%)
Rank #277 of 501Beats 36% of peers
3-year return
24.73%median 6.00% (+18.73%)
Rank #4 of 501Beats 99% of peers
Bumpiness (3Y)
15.24%median 5.00% (+10.25%)
Rank #398 of 501Less risky than 19% of peers
Worst-ever drop
-16.92%median -6.85% (-10.07%)
Rank #122 of 501Less risky than 76% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+7%
2013
+63%
2014
+15%
2015
-8%
2016
Best year
2014 · 62.94%
Worst year
2016 · -8.21%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.2%

The value swings roughly 15% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.92%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan against other other funds.

Technical details (for the pros)
CAGR — 1 year0.81%
CAGR — 3 years24.73%
CAGR — 5 years—
CAGR — since launch22.15%
Volatility — 1 year (annualised)16.48%
Volatility — 3 years (annualised)15.24%
Max drawdown — 1 year-12.19%
Max drawdown — 3 years-15.38%
Sharpe ratio — 1 year (rf=6%)-0.31
Sharpe ratio — 3 years (rf=6%)1.10

Fund info

Fund house
Aditya Birla Sun Life Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120529
First price on record
2 Jan 2013 · 760 daily prices

About Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan is a Income offered by Aditya Birla Sun Life Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan is ₹92.5700 (as of 5 Feb 2016). Historically, it has delivered 0.81% over the last year, 24.73% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 16.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan?+

The latest NAV of Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan is ₹92.5700 as of 5 Feb 2016, up 0.55% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan?+

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan has delivered 1-year return 0.81%, 3-year CAGR 24.73%, since-inception CAGR 22.15%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan belong to?+

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan?+

Based on its 3-year annualised volatility of 15.2%, Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan a direct plan?+

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan?+

Aditya Birla Sun Life Buy India Fund - Growth - Direct Plan has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 760 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.