MF Gyan
otherVery high risk14 years oldCooling recently (last 6m ≈ -64% p.a.)

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct

A specialised fund. Check the scheme details for what it invests in. From Sahara Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹15.7208
▼ 0.01% today
As of 27 Mar 2020 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹60.7k
▼ ₹39.3k loss · -39.3% / year
Invested 3 years ago
₹83.9k
▼ ₹16.1k loss · -5.7% / year
Invested 5 years ago
₹97.7k
▼ ₹2.3k loss · -0.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.21 L
Gain / loss-₹59.5k
XIRR (annualised)-24.58%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.26 L
Projected gain*+-₹54.4k
*at this fund's historical rate of -24.58% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 260 other funds in Growth

Same plan
1-year return
-39.34%median 11.70% (-51.05%)
Rank #248 of 261Beats 0% of peers
3-year return
-5.69%median 8.92% (-14.60%)
Rank #160 of 261Beats 16% of peers
5-year return
-0.46%median 4.07% (-4.54%)
Rank #28 of 261Beats 16% of peers
Bumpiness (3Y)
20.88%median 18.29% (+2.59%)
Rank #217 of 261Less risky than 17% of peers
Worst-ever drop
-45.81%median -35.12% (-10.69%)
Rank #41 of 261Less risky than 85% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+61%
2014
-12%
2015
+9%
2016
+40%
2017
+6%
2018
+19%
2019
-45%
2020
Best year
2014 · 60.64%
Worst year
2020 · -44.67%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
20.9%

The value swings roughly 21% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-45.81%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year-39.34%
CAGR — 3 years-5.69%
CAGR — 5 years-0.46%
CAGR — since launch0.77%
Volatility — 1 year (annualised)30.63%
Volatility — 3 years (annualised)20.88%
Max drawdown — 1 year-45.25%
Max drawdown — 3 years-45.25%
Sharpe ratio — 1 year (rf=6%)-1.88
Sharpe ratio — 3 years (rf=6%)-0.57

Fund info

Fund house
Sahara Mutual Fund
Category
Growth
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120374
First price on record
1 Jan 2013 · 1,779 daily prices

About SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct is a Growth offered by Sahara Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct is ₹15.7208 (as of 27 Mar 2020). Historically, it has delivered -39.41% over the last year, -5.69% CAGR over 3 years, -0.46% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 20.9% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 45.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct?+

The latest NAV of SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct is ₹15.7208 as of 27 Mar 2020, down 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct?+

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct has delivered 1-year return -39.41%, 3-year CAGR -5.69%, 5-year CAGR -0.46%, since-inception CAGR 0.77%. Returns are historical and don't predict future performance — markets move in cycles.

What category does SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct belong to?+

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct is categorised as Growth. A specialised fund. Check the scheme details for what it invests in.

How risky is SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct?+

Based on its 3-year annualised volatility of 20.9%, SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct a direct plan?+

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct?+

SAHARA BANKING & FINANCIAL SERVICES FUND-DIVIDEND - Direct has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,779 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.