MF Gyan
otherHigh risk14 years old

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option

A specialised fund. Check the scheme details for what it invests in. From LIC Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹18.6179
▼ 0.17% today
As of 7 Aug 2015 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.14 L
▲ ₹14.3k gain · 14.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.7k
Gain / loss+₹1.7k
XIRR (annualised)6.14%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹62.0k
Projected gain*+₹2.0k
*at this fund's historical rate of 6.14% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
14.35%median 4.49% (+9.86%)
Rank #58 of 501Beats 87% of peers
Bumpiness (3Y)
14.50%median 5.00% (+9.50%)
Rank #381 of 501Less risky than 23% of peers
Worst-ever drop
-11.34%median -6.85% (-4.49%)
Rank #186 of 501Less risky than 63% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+8%
2013
+32%
2014
+6%
2015
Best year
2014 · 31.89%
Worst year
2015 · 5.84%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
14.5%

The value swings roughly 14% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-11.34%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year14.35%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch17.31%
Volatility — 1 year (annualised)13.54%
Volatility — 3 years (annualised)14.50%
Max drawdown — 1 year-9.68%
Max drawdown — 3 years-11.34%
Sharpe ratio — 1 year (rf=6%)0.60
Sharpe ratio — 3 years (rf=6%)0.73

Fund info

Fund house
LIC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120305
First price on record
2 Jan 2013 · 629 daily prices

About LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option is a Income offered by LIC Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option is ₹18.6179 (as of 7 Aug 2015). Historically, it has delivered 14.34% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 14.5% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 11.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option?+

The latest NAV of LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option is ₹18.6179 as of 7 Aug 2015, down 0.17% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option?+

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option has delivered 1-year return 14.34%, since-inception CAGR 17.31%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option belong to?+

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option?+

Based on its 3-year annualised volatility of 14.5%, LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option a direct plan?+

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option?+

LIC MF Index Fund-Sensex Advantage-Direct Plan Dividend Option has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 629 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.