debtLow risk

LIC MF Gilt Fund - Direct Plan - Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From LIC Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit

₹66.84

▲ 0.03% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.04 L

▲ ₹4.4k gain · 4.4% / year

Invested 3 years ago

₹1.18 L

▲ ₹17.7k gain · 5.6% / year

Invested 5 years ago

₹1.27 L

▲ ₹27.5k gain · 5.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.5%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-7.38%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year4.35%

CAGR — 3 years5.58%

CAGR — 5 years4.97%

CAGR — since launch7.11%

Volatility — 1 year (annualised)4.52%

Volatility — 3 years (annualised)3.53%

Max drawdown — 1 year-4.39%

Max drawdown — 3 years-5.62%

Sharpe ratio — 1 year (rf=6%)-0.34

Sharpe ratio — 3 years (rf=6%)-0.09

Fund info

Fund house: LIC Mutual Fund
Category: Income/Debt Oriented Schemes - Gilt Fund
Plan: Direct
Option: Growth
ISIN (Growth): INF767K01EZ3
ISIN (Div re-invest): —
Fund code: 120282
First price on record: 2 Jan 2013 · 3,299 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.