MF Gyan
liquidLow risk14 years oldSteady vs its 3-year pace

Sahara Liquid Fund-Variable Pricing -Direct - Growth option

Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types. From Sahara Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹3,348.2894
▼ 0.00% today
As of 27 Mar 2020 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹4.6k gain · 4.6% / year
Invested 3 years ago
₹1.17 L
▲ ₹17.1k gain · 5.4% / year
Invested 5 years ago
₹1.33 L
▲ ₹33.1k gain · 5.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.94 L
Gain / loss+₹14.4k
XIRR (annualised)5.10%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.95 L
Projected gain*+₹14.9k
*at this fund's historical rate of 5.10% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 12 other funds in Liquid

Same plan
1-year return
4.58%median 4.66% (-0.08%)
Rank #7 of 13Beats 50% of peers
3-year return
5.40%median 2.51% (+2.89%)
Rank #4 of 13Beats 70% of peers
5-year return
5.89%median 0.00% (+5.89%)
Rank #1 of 13Beats 100% of peers
Bumpiness (3Y)
0.18%median 0.18% (+0.00%)
Rank #8 of 13Less risky than 42% of peers
Worst-ever drop
-0.23%median -0.05% (-0.18%)
Rank #7 of 13Less risky than 50% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+8%
2014
+7%
2015
+6%
2016
+6%
2017
+6%
2018
+5%
2019
+1%
2020
Best year
2014 · 8.41%
Worst year
2020 · 0.80%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.2%

The value swings roughly 0% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-0.23%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Sahara Liquid Fund-Variable Pricing -Direct - Growth option against other liquid funds.

Technical details (for the pros)
CAGR — 1 year4.58%
CAGR — 3 years5.40%
CAGR — 5 years5.89%
CAGR — since launch6.70%
Volatility — 1 year (annualised)0.17%
Volatility — 3 years (annualised)0.18%
Max drawdown — 1 year-0.02%
Max drawdown — 3 years-0.02%
Sharpe ratio — 1 year (rf=6%)-14.18
Sharpe ratio — 3 years (rf=6%)-11.45

Fund info

Fund house
Sahara Mutual Fund
Category
Liquid
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120280
First price on record
1 Jan 2013 · 2,554 daily prices

About Sahara Liquid Fund-Variable Pricing -Direct - Growth option

Sahara Liquid Fund-Variable Pricing -Direct - Growth option is a Liquid offered by Sahara Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the liquid category — Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

The current NAV of Sahara Liquid Fund-Variable Pricing -Direct - Growth option is ₹3348.2894 (as of 27 Mar 2020). Historically, it has delivered 4.59% over the last year, 5.40% CAGR over 3 years, 5.89% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 0.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Sahara Liquid Fund-Variable Pricing -Direct - Growth option?+

The latest NAV of Sahara Liquid Fund-Variable Pricing -Direct - Growth option is ₹3348.2894 as of 27 Mar 2020, down 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Sahara Liquid Fund-Variable Pricing -Direct - Growth option?+

Sahara Liquid Fund-Variable Pricing -Direct - Growth option has delivered 1-year return 4.59%, 3-year CAGR 5.40%, 5-year CAGR 5.89%, since-inception CAGR 6.70%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Sahara Liquid Fund-Variable Pricing -Direct - Growth option belong to?+

Sahara Liquid Fund-Variable Pricing -Direct - Growth option is categorised as Liquid. Invests in very short-duration debt. Used to park money for a few days to months, safer than most fund types.

How risky is Sahara Liquid Fund-Variable Pricing -Direct - Growth option?+

Based on its 3-year annualised volatility of 0.2%, Sahara Liquid Fund-Variable Pricing -Direct - Growth option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Sahara Liquid Fund-Variable Pricing -Direct - Growth option a direct plan?+

Sahara Liquid Fund-Variable Pricing -Direct - Growth option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Sahara Liquid Fund-Variable Pricing -Direct - Growth option?+

Sahara Liquid Fund-Variable Pricing -Direct - Growth option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 2,554 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.