MF Gyan
hybridLow risk14 years oldSteady vs its 3-year pace

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From LIC Mutual Fund. It's been running since 9 Jan 2013.

Latest price per unit
₹18.9268
▼ 0.19% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.05 L
▲ ₹5.4k gain · 5.4% / year
Invested 3 years ago
₹1.21 L
▲ ₹21.2k gain · 6.6% / year
Invested 5 years ago
₹1.31 L
▲ ₹31.1k gain · 5.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.95 L
Gain / loss+₹14.7k
XIRR (annualised)5.46%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.96 L
Projected gain*+₹16.0k
*at this fund's historical rate of 5.46% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 56 other funds in Hybrid Scheme - Conservative Hybrid Fund

Same plan
1-year return
5.37%median 4.37% (+1.00%)
Rank #23 of 57Beats 56% of peers
3-year return
6.62%median 5.09% (+1.53%)
Rank #20 of 57Beats 57% of peers
5-year return
5.56%median 5.32% (+0.24%)
Rank #20 of 57Beats 53% of peers
Bumpiness (3Y)
3.41%median 4.62% (-1.21%)
Rank #9 of 57Less risky than 85% of peers
Worst-ever drop
-8.05%median -11.38% (+3.34%)
Rank #41 of 57Less risky than 29% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+11%
2020
+8%
2021
+1%
2022
+8%
2023
+9%
2024
+6%
2025
+2%
2026
Best year
2020 · 10.52%
Worst year
2022 · 1.34%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.4%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.05%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year5.37%
CAGR — 3 years6.62%
CAGR — 5 years5.56%
CAGR — since launch4.39%
Volatility — 1 year (annualised)3.42%
Volatility — 3 years (annualised)3.41%
Max drawdown — 1 year-3.16%
Max drawdown — 3 years-3.16%
Sharpe ratio — 1 year (rf=6%)-0.16
Sharpe ratio — 3 years (rf=6%)0.21

Fund info

Fund house
LIC Mutual Fund
Category
Hybrid Scheme - Conservative Hybrid Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF767K01EQ2
ISIN (Div re-invest)
INF767K01ET6
Fund code
120274
First price on record
9 Jan 2013 · 3,104 daily prices

About LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is a Hybrid Scheme - Conservative Hybrid Fund offered by LIC Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is ₹18.9268 (as of 1 Sep 2026). Historically, it has delivered 5.37% over the last year, 6.62% CAGR over 3 years, 5.56% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

The latest NAV of LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is ₹18.9268 as of 1 Sep 2026, down 0.19% from the previous day. NAV is updated once a business day after the market close.

What are the returns of LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW has delivered 1-year return 5.37%, 3-year CAGR 6.62%, 5-year CAGR 5.56%, since-inception CAGR 4.39%. Returns are historical and don't predict future performance — markets move in cycles.

What category does LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW belong to?+

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is categorised as Hybrid Scheme - Conservative Hybrid Fund. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

Based on its 3-year annualised volatility of 3.4%, LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW a direct plan?+

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

LIC MF Conservative Hybrid Fund - Direct Plan - Quarterly IDCW has NAV history available from 9 Jan 2013 — approximately 14 years of track record and 3,104 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.