MF Gyan
otherLow risk14 years oldAccelerating recently (last 6m ≈ 19% p.a.)

HSBC MIP-Regular Plan-Growth Direct

A specialised fund. Check the scheme details for what it invests in. From HSBC Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹27.8294
▼ 0.18% today
As of 7 Oct 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹9.0k gain · 9.0% / year
Invested 3 years ago
₹1.39 L
▲ ₹38.7k gain · 11.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.10 L
Gain / loss+₹29.9k
XIRR (annualised)10.69%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.13 L
Projected gain*+₹33.0k
*at this fund's historical rate of 10.69% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
8.99%median 4.48% (+4.51%)
Rank #104 of 501Beats 76% of peers
3-year return
11.53%median 6.00% (+5.53%)
Rank #34 of 501Beats 84% of peers
Bumpiness (3Y)
3.52%median 5.00% (-1.47%)
Rank #192 of 501Less risky than 61% of peers
Worst-ever drop
-7.07%median -6.75% (-0.32%)
Rank #244 of 501Less risky than 51% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 4 years were positive.

+4%
2013
+18%
2014
+5%
2015
+9%
2016
Best year
2014 · 17.90%
Worst year
2013 · 4.38%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.5%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.07%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HSBC MIP-Regular Plan-Growth Direct against other other funds.

Technical details (for the pros)
CAGR — 1 year8.99%
CAGR — 3 years11.53%
CAGR — 5 years—
CAGR — since launch9.69%
Volatility — 1 year (annualised)3.10%
Volatility — 3 years (annualised)3.52%
Max drawdown — 1 year-4.25%
Max drawdown — 3 years-4.25%
Sharpe ratio — 1 year (rf=6%)0.98
Sharpe ratio — 3 years (rf=6%)1.55

Fund info

Fund house
HSBC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
120072
First price on record
2 Jan 2013 · 904 daily prices

About HSBC MIP-Regular Plan-Growth Direct

HSBC MIP-Regular Plan-Growth Direct is a Income offered by HSBC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HSBC MIP-Regular Plan-Growth Direct is ₹27.8294 (as of 7 Oct 2016). Historically, it has delivered 9.01% over the last year, 11.53% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HSBC MIP-Regular Plan-Growth Direct?+

The latest NAV of HSBC MIP-Regular Plan-Growth Direct is ₹27.8294 as of 7 Oct 2016, down 0.18% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HSBC MIP-Regular Plan-Growth Direct?+

HSBC MIP-Regular Plan-Growth Direct has delivered 1-year return 9.01%, 3-year CAGR 11.53%, since-inception CAGR 9.69%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HSBC MIP-Regular Plan-Growth Direct belong to?+

HSBC MIP-Regular Plan-Growth Direct is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HSBC MIP-Regular Plan-Growth Direct?+

Based on its 3-year annualised volatility of 3.5%, HSBC MIP-Regular Plan-Growth Direct sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HSBC MIP-Regular Plan-Growth Direct a direct plan?+

HSBC MIP-Regular Plan-Growth Direct is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HSBC MIP-Regular Plan-Growth Direct?+

HSBC MIP-Regular Plan-Growth Direct has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 904 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.