MF Gyan
otherVery high risk14 years old

ING Balanced Fund - Direct Plan - Dividend Option

A specialised fund. Check the scheme details for what it invests in. From ING Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹17.00
▲ 1.13% today
As of 9 Oct 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.29 L
▲ ₹29.0k gain · 29.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹68.9k
Gain / loss+₹8.9k
XIRR (annualised)32.43%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹71.7k
Projected gain*+₹11.7k
*at this fund's historical rate of 32.43% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
29.01%median 4.48% (+24.52%)
Rank #34 of 501Beats 92% of peers
Bumpiness (3Y)
32.17%median 4.87% (+27.30%)
Rank #482 of 501Less risky than 2% of peers
Worst-ever drop
-38.24%median -6.75% (-31.49%)
Rank #18 of 501Less risky than 97% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 1 of last 2 years were positive.

-29%
2013
+24%
2014
Best year
2014 · 23.64%
Worst year
2013 · -28.55%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
32.2%

The value swings roughly 32% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-38.24%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of ING Balanced Fund - Direct Plan - Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year29.01%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch-6.74%
Volatility — 1 year (annualised)10.51%
Volatility — 3 years (annualised)32.17%
Max drawdown — 1 year-4.14%
Max drawdown — 3 years-38.24%
Sharpe ratio — 1 year (rf=6%)1.93
Sharpe ratio — 3 years (rf=6%)-0.41

Fund info

Fund house
ING Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119980
First price on record
2 Jan 2013 · 436 daily prices

About ING Balanced Fund - Direct Plan - Dividend Option

ING Balanced Fund - Direct Plan - Dividend Option is a Income offered by ING Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of ING Balanced Fund - Direct Plan - Dividend Option is ₹17.0000 (as of 9 Oct 2014). Historically, it has delivered 28.98% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 32.2% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 38.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of ING Balanced Fund - Direct Plan - Dividend Option?+

The latest NAV of ING Balanced Fund - Direct Plan - Dividend Option is ₹17.0000 as of 9 Oct 2014, up 1.13% from the previous day. NAV is updated once a business day after the market close.

What are the returns of ING Balanced Fund - Direct Plan - Dividend Option?+

ING Balanced Fund - Direct Plan - Dividend Option has delivered 1-year return 28.98%, since-inception CAGR -6.74%. Returns are historical and don't predict future performance — markets move in cycles.

What category does ING Balanced Fund - Direct Plan - Dividend Option belong to?+

ING Balanced Fund - Direct Plan - Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is ING Balanced Fund - Direct Plan - Dividend Option?+

Based on its 3-year annualised volatility of 32.2%, ING Balanced Fund - Direct Plan - Dividend Option sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is ING Balanced Fund - Direct Plan - Dividend Option a direct plan?+

ING Balanced Fund - Direct Plan - Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is ING Balanced Fund - Direct Plan - Dividend Option?+

ING Balanced Fund - Direct Plan - Dividend Option has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 436 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.