MF Gyan
otherLow risk14 years old

ING Income Fund - Regular Plan - Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From ING Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹33.4381
▼ 0.28% today
As of 9 Oct 2014 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹9.2k gain · 9.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹63.0k
Gain / loss+₹3.0k
XIRR (annualised)10.53%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹63.5k
Projected gain*+₹3.5k
*at this fund's historical rate of 10.53% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
9.17%median 4.48% (+4.68%)
Rank #101 of 501Beats 77% of peers
Bumpiness (3Y)
5.17%median 4.87% (+0.30%)
Rank #254 of 501Less risky than 49% of peers
Worst-ever drop
-8.75%median -6.75% (-2.00%)
Rank #217 of 501Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 2 of last 2 years were positive.

+4%
2013
+9%
2014
Best year
2014 · 8.76%
Worst year
2013 · 4.17%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.2%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.75%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of ING Income Fund - Regular Plan - Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year9.17%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch7.27%
Volatility — 1 year (annualised)2.88%
Volatility — 3 years (annualised)5.17%
Max drawdown — 1 year-1.26%
Max drawdown — 3 years-8.75%
Sharpe ratio — 1 year (rf=6%)1.15
Sharpe ratio — 3 years (rf=6%)0.27

Fund info

Fund house
ING Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119964
First price on record
2 Jan 2013 · 424 daily prices

About ING Income Fund - Regular Plan - Direct Plan - Growth Option

ING Income Fund - Regular Plan - Direct Plan - Growth Option is a Income offered by ING Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of ING Income Fund - Regular Plan - Direct Plan - Growth Option is ₹33.4381 (as of 9 Oct 2014). Historically, it has delivered 9.16% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of ING Income Fund - Regular Plan - Direct Plan - Growth Option?+

The latest NAV of ING Income Fund - Regular Plan - Direct Plan - Growth Option is ₹33.4381 as of 9 Oct 2014, down 0.28% from the previous day. NAV is updated once a business day after the market close.

What are the returns of ING Income Fund - Regular Plan - Direct Plan - Growth Option?+

ING Income Fund - Regular Plan - Direct Plan - Growth Option has delivered 1-year return 9.16%, since-inception CAGR 7.27%. Returns are historical and don't predict future performance — markets move in cycles.

What category does ING Income Fund - Regular Plan - Direct Plan - Growth Option belong to?+

ING Income Fund - Regular Plan - Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is ING Income Fund - Regular Plan - Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 5.2%, ING Income Fund - Regular Plan - Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is ING Income Fund - Regular Plan - Direct Plan - Growth Option a direct plan?+

ING Income Fund - Regular Plan - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is ING Income Fund - Regular Plan - Direct Plan - Growth Option?+

ING Income Fund - Regular Plan - Direct Plan - Growth Option has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 424 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.