MF Gyan
hybridLow risk14 years oldSteady vs its 3-year pace

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From L&T Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹11.8568
▲ 0.24% today
As of 24 Nov 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹95.2k
▼ ₹4.8k loss · -4.8% / year
Invested 3 years ago
₹1.01 L
▲ ₹1.2k gain · 0.4% / year
Invested 5 years ago
₹1.02 L
▲ ₹1.8k gain · 0.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹34
XIRR (annualised)0.01%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.80 L
Projected gain*+₹34
*at this fund's historical rate of 0.01% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 56 other funds in Hybrid Scheme - Conservative Hybrid Fund

Same plan
1-year return
-4.76%median 4.69% (-9.45%)
Rank #51 of 57Beats 0% of peers
3-year return
0.40%median 5.36% (-4.96%)
Rank #38 of 57Beats 16% of peers
5-year return
0.35%median 5.56% (-5.21%)
Rank #35 of 57Beats 15% of peers
Bumpiness (3Y)
5.22%median 4.57% (+0.65%)
Rank #37 of 57Less risky than 32% of peers
Worst-ever drop
-9.87%median -11.38% (+1.51%)
Rank #32 of 57Less risky than 45% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+3%
2016
+1%
2017
-3%
2018
+3%
2019
+3%
2020
+4%
2021
-5%
2022
Best year
2021 · 4.22%
Worst year
2022 · -5.33%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.2%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.87%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year-4.76%
CAGR — 3 years0.40%
CAGR — 5 years0.35%
CAGR — since launch0.20%
Volatility — 1 year (annualised)5.42%
Volatility — 3 years (annualised)5.22%
Max drawdown — 1 year-8.75%
Max drawdown — 3 years-9.67%
Sharpe ratio — 1 year (rf=6%)-2.04
Sharpe ratio — 3 years (rf=6%)-1.09

Fund info

Fund house
L&T Mutual Fund
Category
Hybrid Scheme - Conservative Hybrid Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119853
First price on record
2 Jan 2013 · 2,386 daily prices

About L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW is a Hybrid Scheme - Conservative Hybrid Fund offered by L&T Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW is ₹11.8568 (as of 24 Nov 2022). Historically, it has delivered -4.76% over the last year, 0.40% CAGR over 3 years, 0.35% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 9.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW?+

The latest NAV of L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW is ₹11.8568 as of 24 Nov 2022, up 0.24% from the previous day. NAV is updated once a business day after the market close.

What are the returns of L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW?+

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW has delivered 1-year return -4.76%, 3-year CAGR 0.40%, 5-year CAGR 0.35%, since-inception CAGR 0.20%. Returns are historical and don't predict future performance — markets move in cycles.

What category does L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW belong to?+

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW is categorised as Hybrid Scheme - Conservative Hybrid Fund. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW?+

Based on its 3-year annualised volatility of 5.2%, L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW a direct plan?+

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW?+

L&T Conservative Hybrid Fund -Direct Plan-Monthly IDCW has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 2,386 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.