MF Gyan
hybridLow risk14 years oldSteady vs its 3-year pace

L&T Conservative Hybrid Fund -Direct Plan- Growth

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From L&T Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹46.6935
▲ 0.24% today
As of 24 Nov 2022 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.02 L
▲ ₹1.6k gain · 1.6% / year
Invested 3 years ago
₹1.22 L
▲ ₹21.8k gain · 6.8% / year
Invested 5 years ago
₹1.37 L
▲ ₹37.2k gain · 6.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.98 L
Gain / loss+₹17.9k
XIRR (annualised)6.34%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.99 L
Projected gain*+₹18.7k
*at this fund's historical rate of 6.34% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 56 other funds in Hybrid Scheme - Conservative Hybrid Fund

Same plan
1-year return
1.63%median 4.69% (-3.06%)
Rank #30 of 57Beats 42% of peers
3-year return
6.79%median 5.09% (+1.70%)
Rank #19 of 57Beats 59% of peers
5-year return
6.53%median 5.32% (+1.20%)
Rank #17 of 57Beats 60% of peers
Bumpiness (3Y)
4.98%median 4.57% (+0.41%)
Rank #34 of 57Less risky than 38% of peers
Worst-ever drop
-9.20%median -11.38% (+2.18%)
Rank #37 of 57Less risky than 36% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+9%
2016
+9%
2017
+3%
2018
+9%
2019
+9%
2020
+11%
2021
+0%
2022
Best year
2021 · 10.57%
Worst year
2022 · 0.04%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
5.0%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-9.20%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of L&T Conservative Hybrid Fund -Direct Plan- Growth against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year1.63%
CAGR — 3 years6.79%
CAGR — 5 years6.53%
CAGR — since launch7.68%
Volatility — 1 year (annualised)5.06%
Volatility — 3 years (annualised)4.98%
Max drawdown — 1 year-6.47%
Max drawdown — 3 years-9.20%
Sharpe ratio — 1 year (rf=6%)-0.86
Sharpe ratio — 3 years (rf=6%)0.15

Fund info

Fund house
L&T Mutual Fund
Category
Hybrid Scheme - Conservative Hybrid Fund
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119852
First price on record
2 Jan 2013 · 2,386 daily prices

About L&T Conservative Hybrid Fund -Direct Plan- Growth

L&T Conservative Hybrid Fund -Direct Plan- Growth is a Hybrid Scheme - Conservative Hybrid Fund offered by L&T Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of L&T Conservative Hybrid Fund -Direct Plan- Growth is ₹46.6935 (as of 24 Nov 2022). Historically, it has delivered 1.63% over the last year, 6.79% CAGR over 3 years, 6.53% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 5.0% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 9.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of L&T Conservative Hybrid Fund -Direct Plan- Growth?+

The latest NAV of L&T Conservative Hybrid Fund -Direct Plan- Growth is ₹46.6935 as of 24 Nov 2022, up 0.24% from the previous day. NAV is updated once a business day after the market close.

What are the returns of L&T Conservative Hybrid Fund -Direct Plan- Growth?+

L&T Conservative Hybrid Fund -Direct Plan- Growth has delivered 1-year return 1.63%, 3-year CAGR 6.79%, 5-year CAGR 6.53%, since-inception CAGR 7.68%. Returns are historical and don't predict future performance — markets move in cycles.

What category does L&T Conservative Hybrid Fund -Direct Plan- Growth belong to?+

L&T Conservative Hybrid Fund -Direct Plan- Growth is categorised as Hybrid Scheme - Conservative Hybrid Fund. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is L&T Conservative Hybrid Fund -Direct Plan- Growth?+

Based on its 3-year annualised volatility of 5.0%, L&T Conservative Hybrid Fund -Direct Plan- Growth sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is L&T Conservative Hybrid Fund -Direct Plan- Growth a direct plan?+

L&T Conservative Hybrid Fund -Direct Plan- Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is L&T Conservative Hybrid Fund -Direct Plan- Growth?+

L&T Conservative Hybrid Fund -Direct Plan- Growth has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 2,386 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.