MF Gyan
mid capHigh risk14 years oldSteady vs its 3-year pace

Kotak Mid Cap Fund - Direct Plan - Growth

Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings. From Kotak Mahindra Mutual Fund. It's been running since 3 Jan 2013.

Latest price per unit
₹172.406
▼ 0.95% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.09 L
▲ ₹9.4k gain · 9.4% / year
Invested 3 years ago
₹1.67 L
▲ ₹67.4k gain · 18.7% / year
Invested 5 years ago
₹2.25 L
▲ ₹1.25 L gain · 17.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.19 L
Gain / loss+₹39.3k
XIRR (annualised)14.02%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.25 L
Projected gain*+₹44.8k
*at this fund's historical rate of 14.02% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 25 other funds in Equity Schemes - Mid Cap Fund

Same plan
1-year return
9.35%median 13.31% (-3.95%)
Rank #16 of 26Beats 35% of peers
3-year return
18.73%median 18.69% (+0.04%)
Rank #10 of 26Beats 53% of peers
5-year return
17.58%median 17.38% (+0.19%)
Rank #4 of 26Beats 67% of peers
Bumpiness (3Y)
16.11%median 16.69% (-0.58%)
Rank #8 of 26Less risky than 70% of peers
Worst-ever drop
-35.97%median -22.72% (-13.25%)
Rank #7 of 26Less risky than 76% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 7 of last 7 years were positive.

+23%
2020
+48%
2021
+5%
2022
+33%
2023
+35%
2024
+2%
2025
+8%
2026
Best year
2021 · 47.70%
Worst year
2025 · 2.41%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.1%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-35.97%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Kotak Mid Cap Fund - Direct Plan - Growth against other mid cap funds.

Technical details (for the pros)
CAGR — 1 year9.35%
CAGR — 3 years18.73%
CAGR — 5 years17.58%
CAGR — since launch20.15%
Volatility — 1 year (annualised)15.60%
Volatility — 3 years (annualised)16.11%
Max drawdown — 1 year-13.03%
Max drawdown — 3 years-20.87%
Sharpe ratio — 1 year (rf=6%)0.20
Sharpe ratio — 3 years (rf=6%)0.72

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Equity Schemes - Mid Cap Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF174K01LT0
ISIN (Div re-invest)
—
Fund code
119775
First price on record
3 Jan 2013 · 3,361 daily prices

About Kotak Mid Cap Fund - Direct Plan - Growth

Kotak Mid Cap Fund - Direct Plan - Growth is a Equity Schemes - Mid Cap Fund offered by Kotak Mahindra Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the mid cap category — Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

The current NAV of Kotak Mid Cap Fund - Direct Plan - Growth is ₹172.4060 (as of 1 Sep 2026). Historically, it has delivered 9.35% over the last year, 18.73% CAGR over 3 years, 17.58% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.1% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 36.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Kotak Mid Cap Fund - Direct Plan - Growth?+

The latest NAV of Kotak Mid Cap Fund - Direct Plan - Growth is ₹172.4060 as of 1 Sep 2026, down 0.95% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Kotak Mid Cap Fund - Direct Plan - Growth?+

Kotak Mid Cap Fund - Direct Plan - Growth has delivered 1-year return 9.35%, 3-year CAGR 18.73%, 5-year CAGR 17.58%, since-inception CAGR 20.15%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Kotak Mid Cap Fund - Direct Plan - Growth belong to?+

Kotak Mid Cap Fund - Direct Plan - Growth is categorised as Equity Schemes - Mid Cap Fund. Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

How risky is Kotak Mid Cap Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 16.1%, Kotak Mid Cap Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Kotak Mid Cap Fund - Direct Plan - Growth a direct plan?+

Kotak Mid Cap Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Kotak Mid Cap Fund - Direct Plan - Growth?+

Kotak Mid Cap Fund - Direct Plan - Growth has NAV history available from 3 Jan 2013 — approximately 14 years of track record and 3,361 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.