debtLow risk

SBI GILT FUND - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From SBI Mutual Fund. It's been running since 4 Jan 2013.

Latest price per unit

₹23.2172

▲ 0.03% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹5.5k gain · 5.5% / year

Invested 3 years ago

₹1.21 L

▲ ₹21.4k gain · 6.7% / year

Invested 5 years ago

₹1.32 L

▲ ₹31.5k gain · 5.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.7%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-9.51%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.54%

CAGR — 3 years6.67%

CAGR — 5 years5.63%

CAGR — since launch5.48%

Volatility — 1 year (annualised)2.53%

Volatility — 3 years (annualised)2.66%

Max drawdown — 1 year-1.94%

Max drawdown — 3 years-3.23%

Sharpe ratio — 1 year (rf=6%)-0.18

Sharpe ratio — 3 years (rf=6%)0.25

Fund info

Fund house: SBI Mutual Fund
Category: Debt Scheme - Gilt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF200K01SF7
ISIN (Div re-invest): INF200K01SG5
Fund code: 119706
First price on record: 4 Jan 2013 · 3,306 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.