MF Gyan
sectorHigh risk14 years oldSteady vs its 3-year pace

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)

Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings. From Sundaram Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹28.3347
▼ 0.80% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹84.2k
▼ ₹15.8k loss · -15.8% / year
Invested 3 years ago
₹1.00 L
▲ ₹441 gain · 0.1% / year
Invested 5 years ago
₹1.22 L
▲ ₹22.0k gain · 4.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.67 L
Gain / loss-₹13.2k
XIRR (annualised)-5.15%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.66 L
Projected gain*+-₹13.6k
*at this fund's historical rate of -5.15% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 363 other funds in Equity Scheme - Sectoral/ Thematic

Same plan
1-year return
-15.85%median 6.52% (-22.37%)
Rank #329 of 364Beats 1% of peers
3-year return
0.15%median 13.63% (-13.48%)
Rank #214 of 364Beats 1% of peers
5-year return
4.06%median 11.94% (-7.88%)
Rank #146 of 364Beats 12% of peers
Bumpiness (3Y)
15.72%median 15.55% (+0.17%)
Rank #189 of 364Less risky than 48% of peers
Worst-ever drop
-50.37%median -25.20% (-25.17%)
Rank #17 of 364Less risky than 96% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+12%
2020
+12%
2021
+2%
2022
+22%
2023
+12%
2024
-7%
2025
-8%
2026
Best year
2023 · 22.25%
Worst year
2026 · -7.88%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
15.7%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-50.37%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) against other sector funds.

Technical details (for the pros)
CAGR — 1 year-15.85%
CAGR — 3 years0.15%
CAGR — 5 years4.06%
CAGR — since launch6.09%
Volatility — 1 year (annualised)17.52%
Volatility — 3 years (annualised)15.72%
Max drawdown — 1 year-27.23%
Max drawdown — 3 years-35.23%
Sharpe ratio — 1 year (rf=6%)-1.35
Sharpe ratio — 3 years (rf=6%)-0.37

Fund info

Fund house
Sundaram Mutual Fund
Category
Equity Scheme - Sectoral/ Thematic
Plan
Direct
Option
IDCW
ISIN (Growth)
INF903J01NF9
ISIN (Div re-invest)
INF903J01NG7
Fund code
119594
First price on record
2 Jan 2013 · 3,362 daily prices

About Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is a Equity Scheme - Sectoral/ Thematic offered by Sundaram Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the sector category — Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

The current NAV of Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is ₹28.3347 (as of 1 Sep 2026). Historically, it has delivered -15.84% over the last year, 0.15% CAGR over 3 years, 4.06% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 15.7% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 50.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

The latest NAV of Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is ₹28.3347 as of 1 Sep 2026, down 0.80% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) has delivered 1-year return -15.84%, 3-year CAGR 0.15%, 5-year CAGR 4.06%, since-inception CAGR 6.09%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) belong to?+

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is categorised as Equity Scheme - Sectoral/ Thematic. Invests only in one industry or theme (like banking, pharma, tech). Highly concentrated — bigger swings.

How risky is Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Based on its 3-year annualised volatility of 15.7%, Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) a direct plan?+

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal)?+

Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - IDCW (Income Distribution CUM Capital Withdrawal) has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 3,362 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.