Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly
Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From Principal Mutual Fund. It's been running since 2 Jan 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 73 other funds in Hybrid Scheme - Equity Savings
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 5 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 10% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly against other hybrid funds.
Technical details (for the pros)
Fund info
- Fund house
- Principal Mutual Fund
- Category
- Hybrid Scheme - Equity Savings
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 119470
- First price on record
- 2 Jan 2013 · 2,191 daily prices
About Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly
Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly is a Hybrid Scheme - Equity Savings offered by Principal Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
The current NAV of Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly is ₹14.4383 (as of 30 Dec 2021). Historically, it has delivered 10.99% over the last year, 6.60% CAGR over 3 years, 5.19% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 9.9% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 21.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly?+
The latest NAV of Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly is ₹14.4383 as of 30 Dec 2021, up 0.07% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly?+
Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly has delivered 1-year return 10.99%, 3-year CAGR 6.60%, 5-year CAGR 5.19%, since-inception CAGR 3.27%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly belong to?+
Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
How risky is Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly?+
Based on its 3-year annualised volatility of 9.9%, Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly a direct plan?+
Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly?+
Principal Equity Savings Fund - Direct Plan - Income Distribution CUM Capital Withdrawal Option - Half Yearly has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 2,191 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.