MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

Principal Government Securities Fund-Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From PRINCIPAL Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹35.3607
▲ 0.01% today
As of 29 Sep 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹7.5k gain · 7.5% / year
Invested 3 years ago
₹1.39 L
▲ ₹38.7k gain · 11.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.09 L
Gain / loss+₹28.8k
XIRR (annualised)9.91%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.10 L
Projected gain*+₹30.3k
*at this fund's historical rate of 9.91% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
7.53%median 4.48% (+3.05%)
Rank #160 of 501Beats 63% of peers
3-year return
11.52%median 6.00% (+5.52%)
Rank #35 of 501Beats 84% of peers
Bumpiness (3Y)
3.62%median 5.00% (-1.37%)
Rank #197 of 501Less risky than 60% of peers
Worst-ever drop
-8.81%median -6.75% (-2.06%)
Rank #216 of 501Less risky than 57% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+2%
2013
+16%
2014
+7%
2015
+15%
2016
+4%
2017
Best year
2014 · 16.31%
Worst year
2013 · 2.25%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.6%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.81%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Principal Government Securities Fund-Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year7.53%
CAGR — 3 years11.52%
CAGR — 5 years—
CAGR — since launch9.44%
Volatility — 1 year (annualised)4.20%
Volatility — 3 years (annualised)3.62%
Max drawdown — 1 year-4.27%
Max drawdown — 3 years-4.27%
Sharpe ratio — 1 year (rf=6%)0.36
Sharpe ratio — 3 years (rf=6%)1.50

Fund info

Fund house
PRINCIPAL Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119453
First price on record
2 Jan 2013 · 1,141 daily prices

About Principal Government Securities Fund-Direct Plan - Growth Option

Principal Government Securities Fund-Direct Plan - Growth Option is a Income offered by PRINCIPAL Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Principal Government Securities Fund-Direct Plan - Growth Option is ₹35.3607 (as of 29 Sep 2017). Historically, it has delivered 7.52% over the last year, 11.52% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Principal Government Securities Fund-Direct Plan - Growth Option?+

The latest NAV of Principal Government Securities Fund-Direct Plan - Growth Option is ₹35.3607 as of 29 Sep 2017, up 0.01% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Principal Government Securities Fund-Direct Plan - Growth Option?+

Principal Government Securities Fund-Direct Plan - Growth Option has delivered 1-year return 7.52%, 3-year CAGR 11.52%, since-inception CAGR 9.44%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Principal Government Securities Fund-Direct Plan - Growth Option belong to?+

Principal Government Securities Fund-Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is Principal Government Securities Fund-Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 3.6%, Principal Government Securities Fund-Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Principal Government Securities Fund-Direct Plan - Growth Option a direct plan?+

Principal Government Securities Fund-Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Principal Government Securities Fund-Direct Plan - Growth Option?+

Principal Government Securities Fund-Direct Plan - Growth Option has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 1,141 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.