BARODA INCOME FUND - Plan B (Direct) - Dividend Option
Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Baroda Mutual Fund. It's been running since 1 Feb 2016.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 10 other funds in Debt Scheme - Medium to Long Duration Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 2 of last 4 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of BARODA INCOME FUND - Plan B (Direct) - Dividend Option against other debt funds.
Technical details (for the pros)
Fund info
- Fund house
- Baroda Mutual Fund
- Category
- Debt Scheme - Medium to Long Duration Fund
- Plan
- Direct
- Option
- Dividend
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 119361
- First price on record
- 1 Feb 2016 · 711 daily prices
About BARODA INCOME FUND - Plan B (Direct) - Dividend Option
BARODA INCOME FUND - Plan B (Direct) - Dividend Option is a Debt Scheme - Medium to Long Duration Fund offered by Baroda Mutual Fund under the Direct plan with the Dividend option. It has approximately 11 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
The current NAV of BARODA INCOME FUND - Plan B (Direct) - Dividend Option is ₹22.4996 (as of 11 Jan 2019). Historically, it has delivered -3.04% over the last year. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 7.6% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 10.2%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of BARODA INCOME FUND - Plan B (Direct) - Dividend Option?+
The latest NAV of BARODA INCOME FUND - Plan B (Direct) - Dividend Option is ₹22.4996 as of 11 Jan 2019, up 0.03% from the previous day. NAV is updated once a business day after the market close.
What are the returns of BARODA INCOME FUND - Plan B (Direct) - Dividend Option?+
BARODA INCOME FUND - Plan B (Direct) - Dividend Option has delivered 1-year return -3.04%, since-inception CAGR -0.49%. Returns are historical and don't predict future performance — markets move in cycles.
What category does BARODA INCOME FUND - Plan B (Direct) - Dividend Option belong to?+
BARODA INCOME FUND - Plan B (Direct) - Dividend Option is categorised as Debt Scheme - Medium to Long Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.
How risky is BARODA INCOME FUND - Plan B (Direct) - Dividend Option?+
Based on its 3-year annualised volatility of 7.6%, BARODA INCOME FUND - Plan B (Direct) - Dividend Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is BARODA INCOME FUND - Plan B (Direct) - Dividend Option a direct plan?+
BARODA INCOME FUND - Plan B (Direct) - Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is BARODA INCOME FUND - Plan B (Direct) - Dividend Option?+
BARODA INCOME FUND - Plan B (Direct) - Dividend Option has NAV history available from 1 Feb 2016 — approximately 11 years of track record and 711 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.