MF Gyan
otherLow risk14 years old

Franklin India Corporate Debt Fund - Direct - Bonus

A specialised fund. Check the scheme details for what it invests in. From Franklin Templeton Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹19.0674
▼ 0.23% today
As of 7 May 2015 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.3k gain · 6.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.5k
Gain / loss+₹1.5k
XIRR (annualised)5.24%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.7k
Projected gain*+₹1.7k
*at this fund's historical rate of 5.24% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.

Year by year

Calendar-year returns. 3 of last 3 years were positive.

+3%
2013
+6%
2014
+2%
2015
Best year
2014 · 6.26%
Worst year
2015 · 1.55%

Every N-year window, not just today's number

Standard return metrics pick one arbitrary endpoint. Below, we take every overlapping N-year window in Franklin India Corporate Debt Fund - Direct - Bonus's history and show the full distribution of outcomes — so you can see the typical case alongside the best and worst a real investor could have experienced.

1-year holding

322 windows
5.1%median CAGR
worst -1.31%best 10.74%
  • Positive over the window97% of windows
  • Beat a 7% FD16% of windows
  • Typical range (middle 50%)2.50% to 6.47%
  • Vs same-category peerstop 71% of same-category peers

How to read: each bar shows the spread of CAGRs across every holding window — the darker central band is the middle 50% of outcomes; the lighter band is 80%. The vertical tick is the median. The amber line marks 7% (roughly where long-term bank FDs sat). All numbers are historical, computed from the fund's own NAV series.

Reality check

Franklin India Corporate Debt Fund - Direct - Bonus has fallen 8.7% at its worst.

Peak
24 May 2013
NAV ₹18.20
Trough
19 Aug 2013
NAV ₹16.61 · fell over 3 months
Recovery
6 Jun 2014
Took 10 months to break even

This is the worst peak-to-trough fall the fund experienced in its entire NAV history — real historical data, not a simulation. If someone bought near the peak and panic-sold at the trough, that's the loss they'd have locked in. Someone who held through got back to break-even in 10 months. Being mentally ready for a fall of this size is what separates long-term investors from reactive traders.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.6%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-8.75%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India Corporate Debt Fund - Direct - Bonus against other other funds.

Technical details (for the pros)
CAGR — 1 year6.32%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch4.57%
Volatility — 1 year (annualised)2.71%
Volatility — 3 years (annualised)4.60%
Max drawdown — 1 year-1.06%
Max drawdown — 3 years-8.75%
Sharpe ratio — 1 year (rf=6%)0.20
Sharpe ratio — 3 years (rf=6%)-0.28

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
54EB Growth
Plan
Direct
Option
Bonus
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119289
First price on record
1 Jan 2013 · 559 daily prices

About Franklin India Corporate Debt Fund - Direct - Bonus

Franklin India Corporate Debt Fund - Direct - Bonus is a 54EB Growth offered by Franklin Templeton Mutual Fund under the Direct plan with the Bonus option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of Franklin India Corporate Debt Fund - Direct - Bonus is ₹19.0674 (as of 7 May 2015). Historically, it has delivered 6.32% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.6% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 8.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India Corporate Debt Fund - Direct - Bonus?+

The latest NAV of Franklin India Corporate Debt Fund - Direct - Bonus is ₹19.0674 as of 7 May 2015, down 0.23% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India Corporate Debt Fund - Direct - Bonus?+

Franklin India Corporate Debt Fund - Direct - Bonus has delivered 1-year return 6.32%, since-inception CAGR 4.57%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India Corporate Debt Fund - Direct - Bonus belong to?+

Franklin India Corporate Debt Fund - Direct - Bonus is categorised as 54EB Growth. A specialised fund. Check the scheme details for what it invests in.

How risky is Franklin India Corporate Debt Fund - Direct - Bonus?+

Based on its 3-year annualised volatility of 4.6%, Franklin India Corporate Debt Fund - Direct - Bonus sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India Corporate Debt Fund - Direct - Bonus a direct plan?+

Franklin India Corporate Debt Fund - Direct - Bonus is a Direct plan (no distributor commission — lower expense ratio) with the Bonus option.

How old is Franklin India Corporate Debt Fund - Direct - Bonus?+

Franklin India Corporate Debt Fund - Direct - Bonus has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 559 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.