Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option
A specialised fund. Check the scheme details for what it invests in. From Tata Mutual Fund. It's been running since 4 Jan 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 51 other funds in Solution Oriented Scheme - Retirement Fund
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 6 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 12% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option against other other funds.
Technical details (for the pros)
Fund info
- Fund house
- Tata Mutual Fund
- Category
- Solution Oriented Scheme - Retirement Fund
- Plan
- Direct
- Option
- Growth
- ISIN (Growth)
- INF277K01QN3
- ISIN (Div re-invest)
- —
- Fund code
- 119255
- First price on record
- 4 Jan 2013 · 3,361 daily prices
About Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option is a Solution Oriented Scheme - Retirement Fund offered by Tata Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.
The current NAV of Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option is ₹83.1569 (as of 1 Sep 2026). Historically, it has delivered 9.75% over the last year, 13.26% CAGR over 3 years, 11.45% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 12.4% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 29.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option?+
The latest NAV of Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option is ₹83.1569 as of 1 Sep 2026, down 0.55% from the previous day. NAV is updated once a business day after the market close.
What are the returns of Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option?+
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option has delivered 1-year return 9.75%, 3-year CAGR 13.26%, 5-year CAGR 11.45%, since-inception CAGR 15.14%. Returns are historical and don't predict future performance — markets move in cycles.
What category does Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option belong to?+
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option is categorised as Solution Oriented Scheme - Retirement Fund. A specialised fund. Check the scheme details for what it invests in.
How risky is Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option?+
Based on its 3-year annualised volatility of 12.4%, Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option a direct plan?+
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).
How old is Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option?+
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option has NAV history available from 4 Jan 2013 — approximately 14 years of track record and 3,361 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.