MF Gyan
otherLow risk14 years oldCooling recently (last 6m ≈ -10% p.a.)

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹12.0622
▲ 0.25% today
As of 25 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.5k
▼ ₹1.5k loss · -1.5% / year
Invested 3 years ago
₹99.5k
▼ ₹478 loss · -0.2% / year
Invested 5 years ago
₹1.05 L
▲ ₹4.5k gain · 0.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.81 L
Gain / loss+₹912
XIRR (annualised)0.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.81 L
Projected gain*+₹926
*at this fund's historical rate of 0.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-1.53%median 4.49% (-6.01%)
Rank #370 of 501Beats 15% of peers
3-year return
-0.16%median 6.04% (-6.20%)
Rank #185 of 501Beats 12% of peers
5-year return
0.88%median 5.11% (-4.23%)
Rank #45 of 501Beats 37% of peers
Bumpiness (3Y)
4.73%median 5.00% (-0.27%)
Rank #245 of 501Less risky than 50% of peers
Worst-ever drop
-11.71%median -6.75% (-4.96%)
Rank #179 of 501Less risky than 64% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 6 years were positive.

-2%
2013
+9%
2014
-5%
2015
+1%
2016
+6%
2017
-5%
2018
Best year
2014 · 9.41%
Worst year
2015 · -5.12%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.7%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-11.71%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC MF MIP STP -Direct Plan - Monthly Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-1.53%
CAGR — 3 years-0.16%
CAGR — 5 years0.88%
CAGR — since launch0.99%
Volatility — 1 year (annualised)4.34%
Volatility — 3 years (annualised)4.73%
Max drawdown — 1 year-6.10%
Max drawdown — 3 years-9.00%
Sharpe ratio — 1 year (rf=6%)-1.75
Sharpe ratio — 3 years (rf=6%)-1.30

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119122
First price on record
1 Jan 2013 · 1,299 daily prices

About HDFC MF MIP STP -Direct Plan - Monthly Dividend Option

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC MF MIP STP -Direct Plan - Monthly Dividend Option is ₹12.0622 (as of 25 May 2018). Historically, it has delivered -1.53% over the last year, -0.16% CAGR over 3 years, 0.88% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.7% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 11.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC MF MIP STP -Direct Plan - Monthly Dividend Option?+

The latest NAV of HDFC MF MIP STP -Direct Plan - Monthly Dividend Option is ₹12.0622 as of 25 May 2018, up 0.25% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC MF MIP STP -Direct Plan - Monthly Dividend Option?+

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option has delivered 1-year return -1.53%, 3-year CAGR -0.16%, 5-year CAGR 0.88%, since-inception CAGR 0.99%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC MF MIP STP -Direct Plan - Monthly Dividend Option belong to?+

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC MF MIP STP -Direct Plan - Monthly Dividend Option?+

Based on its 3-year annualised volatility of 4.7%, HDFC MF MIP STP -Direct Plan - Monthly Dividend Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC MF MIP STP -Direct Plan - Monthly Dividend Option a direct plan?+

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC MF MIP STP -Direct Plan - Monthly Dividend Option?+

HDFC MF MIP STP -Direct Plan - Monthly Dividend Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,299 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.