MF Gyan
otherLow risk14 years oldCooling recently (last 6m ≈ -6% p.a.)

HDFC MF MIP STP -Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹30.9378
▲ 0.25% today
As of 25 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.03 L
▲ ₹3.0k gain · 3.0% / year
Invested 3 years ago
₹1.24 L
▲ ₹24.3k gain · 7.5% / year
Invested 5 years ago
₹1.54 L
▲ ₹53.6k gain · 9.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.99 L
Gain / loss+₹18.5k
XIRR (annualised)6.55%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.99 L
Projected gain*+₹19.4k
*at this fund's historical rate of 6.55% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
2.97%median 4.49% (-1.51%)
Rank #241 of 501Beats 45% of peers
3-year return
7.53%median 6.00% (+1.53%)
Rank #87 of 501Beats 59% of peers
5-year return
8.97%median 4.91% (+4.06%)
Rank #15 of 501Beats 80% of peers
Bumpiness (3Y)
4.17%median 5.00% (-0.83%)
Rank #218 of 501Less risky than 56% of peers
Worst-ever drop
-7.13%median -6.75% (-0.38%)
Rank #243 of 501Less risky than 52% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+6%
2013
+18%
2014
+4%
2015
+10%
2016
+13%
2017
-3%
2018
Best year
2014 · 18.49%
Worst year
2018 · -3.41%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.2%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.13%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC MF MIP STP -Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year2.97%
CAGR — 3 years7.53%
CAGR — 5 years8.97%
CAGR — since launch8.87%
Volatility — 1 year (annualised)4.05%
Volatility — 3 years (annualised)4.17%
Max drawdown — 1 year-4.31%
Max drawdown — 3 years-4.31%
Sharpe ratio — 1 year (rf=6%)-0.73
Sharpe ratio — 3 years (rf=6%)0.37

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119121
First price on record
1 Jan 2013 · 1,299 daily prices

About HDFC MF MIP STP -Direct Plan - Growth Option

HDFC MF MIP STP -Direct Plan - Growth Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC MF MIP STP -Direct Plan - Growth Option is ₹30.9378 (as of 25 May 2018). Historically, it has delivered 2.97% over the last year, 7.53% CAGR over 3 years, 8.97% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.2% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC MF MIP STP -Direct Plan - Growth Option?+

The latest NAV of HDFC MF MIP STP -Direct Plan - Growth Option is ₹30.9378 as of 25 May 2018, up 0.25% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC MF MIP STP -Direct Plan - Growth Option?+

HDFC MF MIP STP -Direct Plan - Growth Option has delivered 1-year return 2.97%, 3-year CAGR 7.53%, 5-year CAGR 8.97%, since-inception CAGR 8.87%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC MF MIP STP -Direct Plan - Growth Option belong to?+

HDFC MF MIP STP -Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC MF MIP STP -Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 4.2%, HDFC MF MIP STP -Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC MF MIP STP -Direct Plan - Growth Option a direct plan?+

HDFC MF MIP STP -Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HDFC MF MIP STP -Direct Plan - Growth Option?+

HDFC MF MIP STP -Direct Plan - Growth Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,299 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.