MF Gyan
otherModerate risk14 years oldCooling recently (last 6m ≈ -14% p.a.)

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹11.7274
▲ 0.25% today
As of 25 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹93.7k
▼ ₹6.3k loss · -6.3% / year
Invested 3 years ago
₹93.5k
▼ ₹6.5k loss · -2.2% / year
Invested 5 years ago
₹98.5k
▼ ₹1.5k loss · -0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.72 L
Gain / loss-₹7.7k
XIRR (annualised)-2.87%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.72 L
Projected gain*+-₹7.7k
*at this fund's historical rate of -2.87% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-6.28%median 4.49% (-10.76%)
Rank #396 of 501Beats 9% of peers
3-year return
-2.21%median 6.04% (-8.25%)
Rank #201 of 501Beats 5% of peers
5-year return
-0.31%median 5.11% (-5.42%)
Rank #62 of 501Beats 13% of peers
Bumpiness (3Y)
6.13%median 4.87% (+1.27%)
Rank #274 of 501Less risky than 45% of peers
Worst-ever drop
-10.75%median -6.75% (-4.00%)
Rank #192 of 501Less risky than 62% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 6 years were positive.

-2%
2013
+10%
2014
-5%
2015
+0%
2016
+3%
2017
-6%
2018
Best year
2014 · 9.77%
Worst year
2018 · -5.71%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
6.1%

The value swings roughly 6% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-10.75%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-6.28%
CAGR — 3 years-2.21%
CAGR — 5 years-0.31%
CAGR — since launch-0.02%
Volatility — 1 year (annualised)5.94%
Volatility — 3 years (annualised)6.13%
Max drawdown — 1 year-8.33%
Max drawdown — 3 years-8.44%
Sharpe ratio — 1 year (rf=6%)-2.14
Sharpe ratio — 3 years (rf=6%)-1.36

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119117
First price on record
1 Jan 2013 · 1,299 daily prices

About HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option is ₹11.7274 (as of 25 May 2018). Historically, it has delivered -6.27% over the last year, -2.21% CAGR over 3 years, -0.31% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 6.1% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 10.7%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option?+

The latest NAV of HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option is ₹11.7274 as of 25 May 2018, up 0.25% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option?+

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option has delivered 1-year return -6.27%, 3-year CAGR -2.21%, 5-year CAGR -0.31%, since-inception CAGR -0.02%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option belong to?+

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option?+

Based on its 3-year annualised volatility of 6.1%, HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option a direct plan?+

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option?+

HDFC MF MIP STP-Direct Plan - Quarterly Dividend Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,299 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.