MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹11.3967
▲ 0.14% today
As of 8 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.8k
▼ ₹189 loss · -0.2% / year
Invested 3 years ago
₹1.02 L
▲ ₹2.0k gain · 0.7% / year
Invested 5 years ago
₹1.00 L
▲ ₹335 gain · 0.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.79 L
Gain / loss-₹861
XIRR (annualised)-0.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.79 L
Projected gain*+-₹900
*at this fund's historical rate of -0.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-0.19%median 4.49% (-4.67%)
Rank #349 of 501Beats 20% of peers
3-year return
0.67%median 6.04% (-5.37%)
Rank #144 of 501Beats 32% of peers
5-year return
0.07%median 5.11% (-5.05%)
Rank #50 of 501Beats 30% of peers
Bumpiness (3Y)
4.37%median 5.00% (-0.63%)
Rank #227 of 501Less risky than 54% of peers
Worst-ever drop
-7.64%median -6.75% (-0.89%)
Rank #236 of 501Less risky than 53% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 6 years were positive.

-2%
2013
+2%
2014
+2%
2015
+2%
2016
-2%
2017
+0%
2018
Best year
2014 · 1.84%
Worst year
2013 · -2.40%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.4%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-7.64%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option against other other funds.

Technical details (for the pros)
CAGR — 1 year-0.19%
CAGR — 3 years0.67%
CAGR — 5 years0.07%
CAGR — since launch0.41%
Volatility — 1 year (annualised)3.27%
Volatility — 3 years (annualised)4.37%
Max drawdown — 1 year-3.23%
Max drawdown — 3 years-5.16%
Sharpe ratio — 1 year (rf=6%)-1.89
Sharpe ratio — 3 years (rf=6%)-1.21

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119113
First price on record
1 Jan 2013 · 1,286 daily prices

About HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Dividend option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option is ₹11.3967 (as of 8 May 2018). Historically, it has delivered -0.19% over the last year, 0.67% CAGR over 3 years, 0.07% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.4% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 7.6%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option?+

The latest NAV of HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option is ₹11.3967 as of 8 May 2018, up 0.14% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option?+

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option has delivered 1-year return -0.19%, 3-year CAGR 0.67%, 5-year CAGR 0.07%, since-inception CAGR 0.41%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option belong to?+

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option?+

Based on its 3-year annualised volatility of 4.4%, HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option a direct plan?+

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option?+

HDFC Gilt Fund Short Term Plan -Direct Plan - Dividend Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,286 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.