debtModerate risk

DSP Gilt Fund - Direct Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DSP Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit

₹12.9411

▼ 0.02% today

As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.05 L

▲ ₹4.6k gain · 4.6% / year

Invested 3 years ago

₹1.01 L

▲ ₹739 gain · 0.2% / year

Invested 5 years ago

₹1.01 L

▲ ₹1.5k gain · 0.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

6.8%

The value swings roughly 7% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-12.53%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year4.56%

CAGR — 3 years0.25%

CAGR — 5 years0.29%

CAGR — since launch0.71%

Volatility — 1 year (annualised)4.79%

Volatility — 3 years (annualised)6.82%

Max drawdown — 1 year-4.53%

Max drawdown — 3 years-6.92%

Sharpe ratio — 1 year (rf=6%)-0.28

Sharpe ratio — 3 years (rf=6%)-0.84

Fund info

Fund house: DSP Mutual Fund
Category: Debt Scheme - Gilt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF740K01NG1
ISIN (Div re-invest): INF740K01NI7
Fund code: 119101
First price on record: 2 Jan 2013 · 3,307 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.