MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

HDFC Regular Savings Fund -Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹35.3273
▲ 0.00% today
As of 8 May 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.06 L
▲ ₹6.3k gain · 6.3% / year
Invested 3 years ago
₹1.29 L
▲ ₹29.1k gain · 8.9% / year
Invested 5 years ago
₹1.53 L
▲ ₹53.5k gain · 8.9% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.01 L
Gain / loss+₹21.5k
XIRR (annualised)7.80%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.03 L
Projected gain*+₹23.4k
*at this fund's historical rate of 7.80% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
6.34%median 4.48% (+1.86%)
Rank #187 of 501Beats 57% of peers
3-year return
8.87%median 6.00% (+2.88%)
Rank #60 of 501Beats 72% of peers
5-year return
8.94%median 4.91% (+4.04%)
Rank #16 of 501Beats 79% of peers
Bumpiness (3Y)
0.81%median 5.00% (-4.18%)
Rank #85 of 501Less risky than 83% of peers
Worst-ever drop
-2.83%median -6.85% (+4.02%)
Rank #314 of 501Less risky than 37% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 6 years were positive.

+7%
2013
+11%
2014
+10%
2015
+11%
2016
+7%
2017
+2%
2018
Best year
2014 · 11.18%
Worst year
2018 · 1.95%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
0.8%

The value swings roughly 1% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-2.83%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Regular Savings Fund -Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year6.34%
CAGR — 3 years8.87%
CAGR — 5 years8.94%
CAGR — since launch9.09%
Volatility — 1 year (annualised)0.71%
Volatility — 3 years (annualised)0.81%
Max drawdown — 1 year-0.46%
Max drawdown — 3 years-0.47%
Sharpe ratio — 1 year (rf=6%)0.57
Sharpe ratio — 3 years (rf=6%)3.53

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119079
First price on record
1 Jan 2013 · 1,286 daily prices

About HDFC Regular Savings Fund -Direct Plan - Growth Option

HDFC Regular Savings Fund -Direct Plan - Growth Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC Regular Savings Fund -Direct Plan - Growth Option is ₹35.3273 (as of 8 May 2018). Historically, it has delivered 6.34% over the last year, 8.87% CAGR over 3 years, 8.94% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 0.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 2.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Regular Savings Fund -Direct Plan - Growth Option?+

The latest NAV of HDFC Regular Savings Fund -Direct Plan - Growth Option is ₹35.3273 as of 8 May 2018, up 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Regular Savings Fund -Direct Plan - Growth Option?+

HDFC Regular Savings Fund -Direct Plan - Growth Option has delivered 1-year return 6.34%, 3-year CAGR 8.87%, 5-year CAGR 8.94%, since-inception CAGR 9.09%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Regular Savings Fund -Direct Plan - Growth Option belong to?+

HDFC Regular Savings Fund -Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC Regular Savings Fund -Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 0.8%, HDFC Regular Savings Fund -Direct Plan - Growth Option sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Regular Savings Fund -Direct Plan - Growth Option a direct plan?+

HDFC Regular Savings Fund -Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HDFC Regular Savings Fund -Direct Plan - Growth Option?+

HDFC Regular Savings Fund -Direct Plan - Growth Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,286 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.