MF Gyan
mid capHigh risk14 years oldAccelerating recently (last 6m ≈ 12% p.a.)

DSP Midcap Fund - Direct Plan - IDCW

Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings. From DSP Mutual Fund. It's been running since 2 Jan 2013.

Latest price per unit
₹70.811
▼ 0.69% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹99.7k
▼ ₹258 loss · -0.3% / year
Invested 3 years ago
₹1.20 L
▲ ₹20.0k gain · 6.3% / year
Invested 5 years ago
₹1.17 L
▲ ₹17.5k gain · 3.3% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.87 L
Gain / loss+₹7.1k
XIRR (annualised)2.66%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.88 L
Projected gain*+₹7.6k
*at this fund's historical rate of 2.66% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 50 other funds in Equity Scheme - Mid Cap Fund

Same plan
1-year return
-0.26%median 9.65% (-9.91%)
Rank #45 of 51Beats 8% of peers
3-year return
6.25%median 16.58% (-10.32%)
Rank #45 of 51Beats 0% of peers
5-year return
3.28%median 14.35% (-11.07%)
Rank #40 of 51Beats 3% of peers
Bumpiness (3Y)
17.92%median 16.71% (+1.21%)
Rank #32 of 51Less risky than 38% of peers
Worst-ever drop
-38.93%median -35.55% (-3.38%)
Rank #22 of 51Less risky than 58% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 4 of last 7 years were positive.

+10%
2020
+16%
2021
-15%
2022
+28%
2023
+14%
2024
-6%
2025
-2%
2026
Best year
2023 · 28.11%
Worst year
2022 · -14.90%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
17.9%

The value swings roughly 18% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-38.93%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP Midcap Fund - Direct Plan - IDCW against other mid cap funds.

Technical details (for the pros)
CAGR — 1 year-0.26%
CAGR — 3 years6.25%
CAGR — 5 years3.28%
CAGR — since launch11.50%
Volatility — 1 year (annualised)17.11%
Volatility — 3 years (annualised)17.92%
Max drawdown — 1 year-19.45%
Max drawdown — 3 years-27.44%
Sharpe ratio — 1 year (rf=6%)-0.37
Sharpe ratio — 3 years (rf=6%)0.01

Fund info

Fund house
DSP Mutual Fund
Category
Equity Scheme - Mid Cap Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF740K01PY9
ISIN (Div re-invest)
INF740K01PZ6
Fund code
119070
First price on record
2 Jan 2013 · 3,365 daily prices

About DSP Midcap Fund - Direct Plan - IDCW

DSP Midcap Fund - Direct Plan - IDCW is a Equity Scheme - Mid Cap Fund offered by DSP Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the mid cap category — Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

The current NAV of DSP Midcap Fund - Direct Plan - IDCW is ₹70.8110 (as of 1 Sep 2026). Historically, it has delivered -0.26% over the last year, 6.25% CAGR over 3 years, 3.28% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 17.9% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 38.9%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP Midcap Fund - Direct Plan - IDCW?+

The latest NAV of DSP Midcap Fund - Direct Plan - IDCW is ₹70.8110 as of 1 Sep 2026, down 0.69% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP Midcap Fund - Direct Plan - IDCW?+

DSP Midcap Fund - Direct Plan - IDCW has delivered 1-year return -0.26%, 3-year CAGR 6.25%, 5-year CAGR 3.28%, since-inception CAGR 11.50%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP Midcap Fund - Direct Plan - IDCW belong to?+

DSP Midcap Fund - Direct Plan - IDCW is categorised as Equity Scheme - Mid Cap Fund. Invests in mid-sized companies (ranked 101-250). Faster growing than large cap, but with bigger price swings.

How risky is DSP Midcap Fund - Direct Plan - IDCW?+

Based on its 3-year annualised volatility of 17.9%, DSP Midcap Fund - Direct Plan - IDCW sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP Midcap Fund - Direct Plan - IDCW a direct plan?+

DSP Midcap Fund - Direct Plan - IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DSP Midcap Fund - Direct Plan - IDCW?+

DSP Midcap Fund - Direct Plan - IDCW has NAV history available from 2 Jan 2013 — approximately 14 years of track record and 3,365 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.