MF Gyan
otherLow risk14 years oldSteady vs its 3-year pace

HDFC Childrens Gift Fund Savings Plan-Direct Plan

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹45.8807
▼ 0.16% today
As of 18 Oct 2017 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.08 L
▲ ₹8.0k gain · 8.0% / year
Invested 3 years ago
₹1.37 L
▲ ₹37.3k gain · 11.1% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.10 L
Gain / loss+₹29.9k
XIRR (annualised)10.49%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.12 L
Projected gain*+₹32.3k
*at this fund's historical rate of 10.49% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 37 other funds in Direct

Same plan
1-year return
7.99%median 1.17% (+6.83%)
Rank #3 of 38Beats 92% of peers
3-year return
11.15%median 5.29% (+5.86%)
Rank #1 of 38Beats 100% of peers
Bumpiness (3Y)
3.52%median 2.44% (+1.07%)
Rank #26 of 38Less risky than 26% of peers
Worst-ever drop
-5.05%median -1.91% (-3.14%)
Rank #13 of 38Less risky than 67% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 5 years were positive.

+6%
2013
+26%
2014
+6%
2015
+13%
2016
+8%
2017
Best year
2014 · 25.65%
Worst year
2013 · 6.00%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.5%

The value swings roughly 4% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-5.05%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Childrens Gift Fund Savings Plan-Direct Plan against other other funds.

Technical details (for the pros)
CAGR — 1 year7.99%
CAGR — 3 years11.15%
CAGR — 5 years—
CAGR — since launch12.14%
Volatility — 1 year (annualised)3.04%
Volatility — 3 years (annualised)3.52%
Max drawdown — 1 year-2.50%
Max drawdown — 3 years-3.54%
Sharpe ratio — 1 year (rf=6%)0.64
Sharpe ratio — 3 years (rf=6%)1.41

Fund info

Fund house
HDFC Mutual Fund
Category
Direct
Plan
Direct
Option
—
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
119067
First price on record
1 Jan 2013 · 1,156 daily prices

About HDFC Childrens Gift Fund Savings Plan-Direct Plan

HDFC Childrens Gift Fund Savings Plan-Direct Plan is a Direct offered by HDFC Mutual Fund under the Direct. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC Childrens Gift Fund Savings Plan-Direct Plan is ₹45.8807 (as of 18 Oct 2017). Historically, it has delivered 7.99% over the last year, 11.15% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 3.5% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 5.0%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Childrens Gift Fund Savings Plan-Direct Plan?+

The latest NAV of HDFC Childrens Gift Fund Savings Plan-Direct Plan is ₹45.8807 as of 18 Oct 2017, down 0.16% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Childrens Gift Fund Savings Plan-Direct Plan?+

HDFC Childrens Gift Fund Savings Plan-Direct Plan has delivered 1-year return 7.99%, 3-year CAGR 11.15%, since-inception CAGR 12.14%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Childrens Gift Fund Savings Plan-Direct Plan belong to?+

HDFC Childrens Gift Fund Savings Plan-Direct Plan is categorised as Direct. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC Childrens Gift Fund Savings Plan-Direct Plan?+

Based on its 3-year annualised volatility of 3.5%, HDFC Childrens Gift Fund Savings Plan-Direct Plan sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Childrens Gift Fund Savings Plan-Direct Plan a direct plan?+

HDFC Childrens Gift Fund Savings Plan-Direct Plan is a Direct plan (no distributor commission — lower expense ratio).

How old is HDFC Childrens Gift Fund Savings Plan-Direct Plan?+

HDFC Childrens Gift Fund Savings Plan-Direct Plan has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,156 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.