MF Gyan
hybridLow risk14 years oldSteady vs its 3-year pace

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW

Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From DSP Mutual Fund. It's been running since 3 Jan 2013.

Latest price per unit
₹13.9926
▲ 0.02% today
As of 1 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹98.2k
▼ ₹1.8k loss · -1.8% / year
Invested 3 years ago
₹1.06 L
▲ ₹5.8k gain · 1.9% / year
Invested 5 years ago
₹1.02 L
▲ ₹2.4k gain · 0.5% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹1.80 L
Gain / loss+₹478
XIRR (annualised)0.18%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹1.81 L
Projected gain*+₹507
*at this fund's historical rate of 0.18% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 27 other funds in Hybrid Schemes - Conservative Hybrid Fund

Same plan
1-year return
-1.80%median 0.24% (-2.04%)
Rank #18 of 28Beats 37% of peers
3-year return
1.90%median 2.53% (-0.63%)
Rank #16 of 28Beats 44% of peers
5-year return
0.48%median 2.15% (-1.68%)
Rank #22 of 28Beats 22% of peers
Bumpiness (3Y)
4.77%median 4.48% (+0.29%)
Rank #16 of 28Less risky than 44% of peers
Worst-ever drop
-21.06%median -14.44% (-6.62%)
Rank #3 of 28Less risky than 93% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 7 years were positive.

+3%
2020
+2%
2021
-3%
2022
+5%
2023
+4%
2024
+1%
2025
-1%
2026
Best year
2023 · 5.03%
Worst year
2022 · -3.16%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
4.8%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-21.06%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW against other hybrid funds.

Technical details (for the pros)
CAGR — 1 year-1.80%
CAGR — 3 years1.90%
CAGR — 5 years0.48%
CAGR — since launch0.90%
Volatility — 1 year (annualised)4.97%
Volatility — 3 years (annualised)4.77%
Max drawdown — 1 year-6.17%
Max drawdown — 3 years-7.22%
Sharpe ratio — 1 year (rf=6%)-1.59
Sharpe ratio — 3 years (rf=6%)-0.85

Fund info

Fund house
DSP Mutual Fund
Category
Hybrid Schemes - Conservative Hybrid Fund
Plan
Direct
Option
IDCW
ISIN (Growth)
INF740K01NQ0
ISIN (Div re-invest)
INF740K01NS6
Fund code
118993
First price on record
3 Jan 2013 · 3,301 daily prices

About DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is a Hybrid Schemes - Conservative Hybrid Fund offered by DSP Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

The current NAV of DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is ₹13.9926 (as of 1 Sep 2026). Historically, it has delivered -1.79% over the last year, 1.90% CAGR over 3 years, 0.48% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 4.8% annualised volatility — a "low" level of bumpiness; its deepest peak-to-trough fall on record was 21.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

The latest NAV of DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is ₹13.9926 as of 1 Sep 2026, up 0.02% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW has delivered 1-year return -1.79%, 3-year CAGR 1.90%, 5-year CAGR 0.48%, since-inception CAGR 0.90%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW belong to?+

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is categorised as Hybrid Schemes - Conservative Hybrid Fund. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.

How risky is DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

Based on its 3-year annualised volatility of 4.8%, DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW sits in the "low" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW a direct plan?+

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW?+

DSP Conservative Hybrid Fund - Direct Plan - Quarterly IDCW has NAV history available from 3 Jan 2013 — approximately 14 years of track record and 3,301 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.