MF Gyan
otherHigh risk14 years oldCooling recently (last 6m ≈ -7% p.a.)

HDFC Prudence Fund -Direct Plan - Growth Option

A specialised fund. Check the scheme details for what it invests in. From HDFC Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹514.495
▼ 0.62% today
As of 1 Jun 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
▲ ₹4.5k gain · 4.5% / year
Invested 3 years ago
₹1.36 L
▲ ₹35.6k gain · 10.7% / year
Invested 5 years ago
₹2.22 L
▲ ₹1.22 L gain · 17.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.12 L
Gain / loss+₹32.5k
XIRR (annualised)11.71%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.17 L
Projected gain*+₹36.5k
*at this fund's historical rate of 11.71% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
4.48%median 4.49% (-0.00%)
Rank #218 of 501Beats 50% of peers
3-year return
10.68%median 6.00% (+4.68%)
Rank #39 of 501Beats 82% of peers
5-year return
17.25%median 4.91% (+12.34%)
Rank #6 of 501Beats 93% of peers
Bumpiness (3Y)
13.13%median 4.87% (+8.27%)
Rank #359 of 501Less risky than 27% of peers
Worst-ever drop
-19.41%median -6.75% (-12.66%)
Rank #94 of 501Less risky than 81% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 5 of last 6 years were positive.

+2%
2013
+52%
2014
+1%
2015
+10%
2016
+29%
2017
-5%
2018
Best year
2014 · 52.43%
Worst year
2018 · -5.39%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
13.1%

The value swings roughly 13% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-19.41%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of HDFC Prudence Fund -Direct Plan - Growth Option against other other funds.

Technical details (for the pros)
CAGR — 1 year4.48%
CAGR — 3 years10.68%
CAGR — 5 years17.25%
CAGR — since launch14.84%
Volatility — 1 year (annualised)11.23%
Volatility — 3 years (annualised)13.13%
Max drawdown — 1 year-11.80%
Max drawdown — 3 years-19.09%
Sharpe ratio — 1 year (rf=6%)-0.14
Sharpe ratio — 3 years (rf=6%)0.33

Fund info

Fund house
HDFC Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
118991
First price on record
1 Jan 2013 · 1,333 daily prices

About HDFC Prudence Fund -Direct Plan - Growth Option

HDFC Prudence Fund -Direct Plan - Growth Option is a Income offered by HDFC Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of HDFC Prudence Fund -Direct Plan - Growth Option is ₹514.4950 (as of 1 Jun 2018). Historically, it has delivered 4.48% over the last year, 10.68% CAGR over 3 years, 17.25% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 13.1% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 19.4%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of HDFC Prudence Fund -Direct Plan - Growth Option?+

The latest NAV of HDFC Prudence Fund -Direct Plan - Growth Option is ₹514.4950 as of 1 Jun 2018, down 0.62% from the previous day. NAV is updated once a business day after the market close.

What are the returns of HDFC Prudence Fund -Direct Plan - Growth Option?+

HDFC Prudence Fund -Direct Plan - Growth Option has delivered 1-year return 4.48%, 3-year CAGR 10.68%, 5-year CAGR 17.25%, since-inception CAGR 14.84%. Returns are historical and don't predict future performance — markets move in cycles.

What category does HDFC Prudence Fund -Direct Plan - Growth Option belong to?+

HDFC Prudence Fund -Direct Plan - Growth Option is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is HDFC Prudence Fund -Direct Plan - Growth Option?+

Based on its 3-year annualised volatility of 13.1%, HDFC Prudence Fund -Direct Plan - Growth Option sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is HDFC Prudence Fund -Direct Plan - Growth Option a direct plan?+

HDFC Prudence Fund -Direct Plan - Growth Option is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is HDFC Prudence Fund -Direct Plan - Growth Option?+

HDFC Prudence Fund -Direct Plan - Growth Option has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 1,333 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.