MF Gyan
otherHigh risk14 years oldCooling recently (last 6m ≈ -7% p.a.)

DWS Tax Saving Fund - Direct Plan - Growth

A specialised fund. Check the scheme details for what it invests in. From Deutsche Mutual Fund. It's been running since 8 Jan 2013.

Latest price per unit
₹20.95
▲ 1.75% today
As of 2 Mar 2016 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹89.4k
▼ ₹10.6k loss · -10.6% / year
Invested 3 years ago
₹1.60 L
▲ ₹60.1k gain · 17.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹2.10 L
Gain / loss+₹29.6k
XIRR (annualised)10.72%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹2.13 L
Projected gain*+₹33.1k
*at this fund's historical rate of 10.72% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 500 other funds in Income

Same plan
1-year return
-10.64%median 4.49% (-15.13%)
Rank #411 of 501Beats 5% of peers
3-year return
16.98%median 6.00% (+10.98%)
Rank #13 of 501Beats 94% of peers
Bumpiness (3Y)
16.23%median 4.87% (+11.36%)
Rank #418 of 501Less risky than 15% of peers
Worst-ever drop
-16.08%median -6.75% (-9.33%)
Rank #130 of 501Less risky than 74% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+9%
2013
+45%
2014
+3%
2015
-7%
2016
Best year
2014 · 45.45%
Worst year
2016 · -6.51%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
16.2%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-16.08%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of DWS Tax Saving Fund - Direct Plan - Growth against other other funds.

Technical details (for the pros)
CAGR — 1 year-10.64%
CAGR — 3 years16.98%
CAGR — 5 years—
CAGR — since launch14.40%
Volatility — 1 year (annualised)17.68%
Volatility — 3 years (annualised)16.23%
Max drawdown — 1 year-16.08%
Max drawdown — 3 years-16.08%
Sharpe ratio — 1 year (rf=6%)-0.99
Sharpe ratio — 3 years (rf=6%)0.64

Fund info

Fund house
Deutsche Mutual Fund
Category
Income
Plan
Direct
Option
Growth
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
118946
First price on record
8 Jan 2013 · 774 daily prices

About DWS Tax Saving Fund - Direct Plan - Growth

DWS Tax Saving Fund - Direct Plan - Growth is a Income offered by Deutsche Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the other category — A specialised fund. Check the scheme details for what it invests in.

The current NAV of DWS Tax Saving Fund - Direct Plan - Growth is ₹20.9500 (as of 2 Mar 2016). Historically, it has delivered -10.66% over the last year, 16.98% CAGR over 3 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 16.2% annualised volatility — a "high" level of bumpiness; its deepest peak-to-trough fall on record was 16.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of DWS Tax Saving Fund - Direct Plan - Growth?+

The latest NAV of DWS Tax Saving Fund - Direct Plan - Growth is ₹20.9500 as of 2 Mar 2016, up 1.75% from the previous day. NAV is updated once a business day after the market close.

What are the returns of DWS Tax Saving Fund - Direct Plan - Growth?+

DWS Tax Saving Fund - Direct Plan - Growth has delivered 1-year return -10.66%, 3-year CAGR 16.98%, since-inception CAGR 14.40%. Returns are historical and don't predict future performance — markets move in cycles.

What category does DWS Tax Saving Fund - Direct Plan - Growth belong to?+

DWS Tax Saving Fund - Direct Plan - Growth is categorised as Income. A specialised fund. Check the scheme details for what it invests in.

How risky is DWS Tax Saving Fund - Direct Plan - Growth?+

Based on its 3-year annualised volatility of 16.2%, DWS Tax Saving Fund - Direct Plan - Growth sits in the "high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is DWS Tax Saving Fund - Direct Plan - Growth a direct plan?+

DWS Tax Saving Fund - Direct Plan - Growth is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is DWS Tax Saving Fund - Direct Plan - Growth?+

DWS Tax Saving Fund - Direct Plan - Growth has NAV history available from 8 Jan 2013 — approximately 14 years of track record and 774 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.