MF Gyan
debtModerate risk11 years old

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Indiabulls Mutual Fund. It's been running since 23 Dec 2015.

Latest price per unit
₹1,025.995
▲ 0.66% today
As of 19 Dec 2018 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.01 L
▲ ₹1.4k gain · 1.4% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹60.0k
Value today₹61.0k
Gain / loss+₹1.0k
XIRR (annualised)3.35%
Looking forward · hypothetical
You would invest₹60.0k
Would become*₹61.1k
Projected gain*+₹1.1k
*at this fund's historical rate of 3.35% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 52 other funds in Debt Scheme - Gilt Fund

Same plan
1-year return
1.42%median 4.85% (-3.44%)
Rank #48 of 53Beats 10% of peers
Bumpiness (3Y)
9.99%median 3.64% (+6.35%)
Rank #52 of 53Less risky than 2% of peers
Worst-ever drop
-17.06%median -9.51% (-7.56%)
Rank #7 of 53Less risky than 88% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 3 of last 4 years were positive.

+0%
2015
+16%
2016
-15%
2017
+2%
2018
Best year
2016 · 16.21%
Worst year
2017 · -15.06%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
10.0%

The value swings roughly 10% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-17.06%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option against other debt funds.

Technical details (for the pros)
CAGR — 1 year1.42%
CAGR — 3 years—
CAGR — 5 years—
CAGR — since launch0.82%
Volatility — 1 year (annualised)2.81%
Volatility — 3 years (annualised)9.99%
Max drawdown — 1 year-2.06%
Max drawdown — 3 years-17.06%
Sharpe ratio — 1 year (rf=6%)-1.61
Sharpe ratio — 3 years (rf=6%)-0.51

Fund info

Fund house
Indiabulls Mutual Fund
Category
Debt Scheme - Gilt Fund
Plan
Direct
Option
Dividend
ISIN (Growth)
—
ISIN (Div re-invest)
—
Fund code
118818
First price on record
23 Dec 2015 · 721 daily prices

About Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option is a Debt Scheme - Gilt Fund offered by Indiabulls Mutual Fund under the Direct plan with the Dividend option. It has approximately 11 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option is ₹1025.9950 (as of 19 Dec 2018). Historically, it has delivered 1.41% over the last year. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 10.0% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 17.1%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option?+

The latest NAV of Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option is ₹1025.9950 as of 19 Dec 2018, up 0.66% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option?+

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option has delivered 1-year return 1.41%, since-inception CAGR 0.82%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option belong to?+

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option is categorised as Debt Scheme - Gilt Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option?+

Based on its 3-year annualised volatility of 10.0%, Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option a direct plan?+

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).

How old is Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option?+

Indiabulls Gilt Fund - Direct Plan - Monthly Dividend Option has NAV history available from 23 Dec 2015 — approximately 11 years of track record and 721 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.