MF Gyan
debtVery high risk14 years oldAccelerating recently (last 6m ≈ 753% p.a.)

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Franklin Templeton Mutual Fund. It's been running since 1 Jan 2013.

Latest price per unit
₹15,097.536
▲ 0.00% today
As of 2 May 2025 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹2.92 L
▲ ₹1.92 L gain · 192.3% / year
Invested 3 years ago
₹3.19 L
▲ ₹2.19 L gain · 47.3% / year
Invested 5 years ago
₹3.86 L
▲ ₹2.86 L gain · 31.0% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

SIP simulator

Play with a monthly investment

Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.

₹5.0k
Looking back · real
You would have invested₹1.80 L
Value today₹5.29 L
Gain / loss+₹3.49 L
XIRR (annualised)89.33%
Looking forward · hypothetical
You would invest₹1.80 L
Would become*₹8.85 L
Projected gain*+₹7.05 L
*at this fund's historical rate of 89.33% per year. Actual future returns can be different — sometimes very different.
Value Cumulative invested
Reality check. The backward SIP is real math on real past NAVs. The forward projection assumes the fund keeps up its historical rate — which rarely happens exactly. Past performance is not a promise. MF Gyan does not recommend any specific investment.
How it compares to peers

Vs 83 other funds in Debt Scheme - Short Duration Fund

Same plan
1-year return
192.31%median 4.45% (+187.86%)
Rank #7 of 84Beats 92% of peers
3-year return
47.28%median 3.61% (+43.67%)
Rank #3 of 84Beats 97% of peers
5-year return
31.03%median 2.29% (+28.74%)
Rank #1 of 84Beats 100% of peers
Bumpiness (3Y)
58.49%median 3.12% (+55.37%)
Rank #73 of 84Less risky than 8% of peers
Worst-ever drop
-12.79%median -5.45% (-7.33%)
Rank #18 of 84Less risky than 79% of peers

Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.

Year by year

Calendar-year returns. 6 of last 7 years were positive.

+5%
2019
-5%
2020
+15%
2021
+2%
2022
+7%
2023
+0%
2024
+192%
2025
Best year
2025 · 192.10%
Worst year
2020 · -4.71%

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
58.5%

The value swings roughly 58% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-12.79%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Similar funds you might want to look at

Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.

Head-to-head comparisons

Side-by-side comparisons of Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH against other debt funds.

Technical details (for the pros)
CAGR — 1 year192.31%
CAGR — 3 years47.28%
CAGR — 5 years31.03%
CAGR — since launch16.47%
Volatility — 1 year (annualised)101.28%
Volatility — 3 years (annualised)58.49%
Max drawdown — 1 year0.00%
Max drawdown — 3 years-1.28%
Sharpe ratio — 1 year (rf=6%)1.04
Sharpe ratio — 3 years (rf=6%)0.59

Fund info

Fund house
Franklin Templeton Mutual Fund
Category
Debt Scheme - Short Duration Fund
Plan
Direct
Option
Growth
ISIN (Growth)
INF090I01GK1
ISIN (Div re-invest)
—
Fund code
118565
First price on record
1 Jan 2013 · 2,973 daily prices

About Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH is a Debt Scheme - Short Duration Fund offered by Franklin Templeton Mutual Fund under the Direct plan with the Growth option. It has approximately 14 years of NAV track record. The fund falls in the debt category — Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

The current NAV of Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH is ₹15097.5360 (as of 2 May 2025). Historically, it has delivered 192.10% over the last year, 47.28% CAGR over 3 years, 31.03% CAGR over 5 years. Returns are historical and don't predict future performance.

Over the last three years, the fund's prices have moved with 58.5% annualised volatility — a "very high" level of bumpiness; its deepest peak-to-trough fall on record was 12.8%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.

Frequently asked

What is the latest NAV of Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH?+

The latest NAV of Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH is ₹15097.5360 as of 2 May 2025, up 0.00% from the previous day. NAV is updated once a business day after the market close.

What are the returns of Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH?+

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH has delivered 1-year return 192.10%, 3-year CAGR 47.28%, 5-year CAGR 31.03%, since-inception CAGR 16.47%. Returns are historical and don't predict future performance — markets move in cycles.

What category does Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH belong to?+

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH is categorised as Debt Scheme - Short Duration Fund. Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals.

How risky is Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH?+

Based on its 3-year annualised volatility of 58.5%, Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH sits in the "very high" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.

Is Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH a direct plan?+

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH is a Direct plan (no distributor commission — lower expense ratio) with the Growth option (all returns compound within the fund, no interim payouts).

How old is Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH?+

Franklin India SHORT TERM INCOME PLAN - Direct - GROWTH has NAV history available from 1 Jan 2013 — approximately 14 years of track record and 2,973 daily NAV observations.

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.