IDBI Equity Savings Fund Option Direct
Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From IDBI Mutual Fund. It's been running since 8 Jan 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 73 other funds in Hybrid Scheme - Equity Savings
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of IDBI Equity Savings Fund Option Direct against other hybrid funds.
Technical details (for the pros)
Fund info
- Fund house
- IDBI Mutual Fund
- Category
- Hybrid Scheme - Equity Savings
- Plan
- Direct
- Option
- —
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 118454
- First price on record
- 8 Jan 2013 · 2,338 daily prices
About IDBI Equity Savings Fund Option Direct
IDBI Equity Savings Fund Option Direct is a Hybrid Scheme - Equity Savings offered by IDBI Mutual Fund under the Direct. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
The current NAV of IDBI Equity Savings Fund Option Direct is ₹13.8251 (as of 27 Jul 2023). Historically, it has delivered 8.81% over the last year, 8.10% CAGR over 3 years, 6.03% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 8.1% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 23.3%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of IDBI Equity Savings Fund Option Direct?+
The latest NAV of IDBI Equity Savings Fund Option Direct is ₹13.8251 as of 27 Jul 2023, down 0.07% from the previous day. NAV is updated once a business day after the market close.
What are the returns of IDBI Equity Savings Fund Option Direct?+
IDBI Equity Savings Fund Option Direct has delivered 1-year return 8.81%, 3-year CAGR 8.10%, 5-year CAGR 6.03%, since-inception CAGR 2.52%. Returns are historical and don't predict future performance — markets move in cycles.
What category does IDBI Equity Savings Fund Option Direct belong to?+
IDBI Equity Savings Fund Option Direct is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
How risky is IDBI Equity Savings Fund Option Direct?+
Based on its 3-year annualised volatility of 8.1%, IDBI Equity Savings Fund Option Direct sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is IDBI Equity Savings Fund Option Direct a direct plan?+
IDBI Equity Savings Fund Option Direct is a Direct plan (no distributor commission — lower expense ratio).
How old is IDBI Equity Savings Fund Option Direct?+
IDBI Equity Savings Fund Option Direct has NAV history available from 8 Jan 2013 — approximately 14 years of track record and 2,338 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.