IDBI Equity Savings Fund IDCW Option Direct
Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds. From IDBI Mutual Fund. It's been running since 8 Jan 2013.
What ₹1 lakh would have become
Based on past returnsThese are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.
Play with a monthly investment
Slide the amount and switch the duration. Left column uses real past prices. Right column projects forward using this fund's historical rate — a calculation, not a prediction.
Vs 73 other funds in Hybrid Scheme - Equity Savings
Descriptive rankings within the same category and plan. Not a recommendation — one fund beating another historically does not mean it will continue to do so.
Year by year
Calendar-year returns. 7 of last 7 years were positive.
Price over time
How the per-unit price has moved. Tap a range to zoom in.
Bumpiness & worst drops
The value swings roughly 8% up or down in a typical year. Finance-speak calls this volatility.
A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.
Similar funds you might want to look at
Same category, same plan, sorted by 3-year return. Not recommendations — just neighbours.
Head-to-head comparisons
Side-by-side comparisons of IDBI Equity Savings Fund IDCW Option Direct against other hybrid funds.
Technical details (for the pros)
Fund info
- Fund house
- IDBI Mutual Fund
- Category
- Hybrid Scheme - Equity Savings
- Plan
- Direct
- Option
- IDCW
- ISIN (Growth)
- —
- ISIN (Div re-invest)
- —
- Fund code
- 118453
- First price on record
- 8 Jan 2013 · 2,570 daily prices
About IDBI Equity Savings Fund IDCW Option Direct
IDBI Equity Savings Fund IDCW Option Direct is a Hybrid Scheme - Equity Savings offered by IDBI Mutual Fund under the Direct plan with the IDCW option. It has approximately 14 years of NAV track record. The fund falls in the hybrid category — Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
The current NAV of IDBI Equity Savings Fund IDCW Option Direct is ₹16.7612 (as of 27 Jul 2023). Historically, it has delivered 8.82% over the last year, 8.60% CAGR over 3 years, 6.25% CAGR over 5 years. Returns are historical and don't predict future performance.
Over the last three years, the fund's prices have moved with 7.6% annualised volatility — a "moderate" level of bumpiness; its deepest peak-to-trough fall on record was 18.5%. Being mentally prepared for drawdowns of this size is what separates long-term investors from reactive traders.
Frequently asked
What is the latest NAV of IDBI Equity Savings Fund IDCW Option Direct?+
The latest NAV of IDBI Equity Savings Fund IDCW Option Direct is ₹16.7612 as of 27 Jul 2023, down 0.07% from the previous day. NAV is updated once a business day after the market close.
What are the returns of IDBI Equity Savings Fund IDCW Option Direct?+
IDBI Equity Savings Fund IDCW Option Direct has delivered 1-year return 8.82%, 3-year CAGR 8.60%, 5-year CAGR 6.25%, since-inception CAGR 4.49%. Returns are historical and don't predict future performance — markets move in cycles.
What category does IDBI Equity Savings Fund IDCW Option Direct belong to?+
IDBI Equity Savings Fund IDCW Option Direct is categorised as Hybrid Scheme - Equity Savings. Combines equity and debt in one fund. Aims for a smoother ride than pure equity funds.
How risky is IDBI Equity Savings Fund IDCW Option Direct?+
Based on its 3-year annualised volatility of 7.6%, IDBI Equity Savings Fund IDCW Option Direct sits in the "moderate" risk bucket. Volatility measures how much prices swing — higher means bigger ups and downs along the way.
Is IDBI Equity Savings Fund IDCW Option Direct a direct plan?+
IDBI Equity Savings Fund IDCW Option Direct is a Direct plan (no distributor commission — lower expense ratio) with the IDCW option (periodic distributions, taxable at your slab rate).
How old is IDBI Equity Savings Fund IDCW Option Direct?+
IDBI Equity Savings Fund IDCW Option Direct has NAV history available from 8 Jan 2013 — approximately 14 years of track record and 2,570 daily NAV observations.
Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.