debtLow risk

UTI - Gilt Fund - Regular Plan - Discontinued PF Plan Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 3 Apr 2006.

Latest price per unit

₹48.9089

▼ 0.13% today

As of 28 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹5.9k gain · 5.9% / year

Invested 3 years ago

₹1.21 L

▲ ₹20.9k gain · 6.5% / year

Invested 5 years ago

₹1.31 L

▲ ₹31.1k gain · 5.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.6%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-16.01%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.92%

CAGR — 3 years6.53%

CAGR — 5 years5.56%

CAGR — since launch7.69%

Volatility — 1 year (annualised)2.29%

Volatility — 3 years (annualised)2.61%

Max drawdown — 1 year-1.18%

Max drawdown — 3 years-3.30%

Sharpe ratio — 1 year (rf=6%)0.00

Sharpe ratio — 3 years (rf=6%)0.23

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Gilt Fund
Plan: Regular
Option: Growth
ISIN (Growth): INF789F01PT6
ISIN (Div re-invest): —
Fund code: 102512
First price on record: 3 Apr 2006 · 4,935 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.