debtLow risk

UTI - Gilt Fund - Regular Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From UTI Mutual Fund. It's been running since 3 Apr 2006.

Latest price per unit

₹39.4343

▼ 0.13% today

As of 28 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.05 L

▲ ₹5.2k gain · 5.2% / year

Invested 3 years ago

₹1.17 L

▲ ₹16.8k gain · 5.3% / year

Invested 5 years ago

₹1.27 L

▲ ₹26.7k gain · 4.8% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.9%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-16.76%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.24%

CAGR — 3 years5.33%

CAGR — 5 years4.84%

CAGR — since launch6.73%

Volatility — 1 year (annualised)2.39%

Volatility — 3 years (annualised)2.92%

Max drawdown — 1 year-1.81%

Max drawdown — 3 years-3.30%

Sharpe ratio — 1 year (rf=6%)-0.28

Sharpe ratio — 3 years (rf=6%)-0.20

Fund info

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Gilt Fund
Plan: Regular
Option: IDCW
ISIN (Growth): INF789F01646
ISIN (Div re-invest): INF789F01653
Fund code: 102509
First price on record: 3 Apr 2006 · 4,935 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.