debtLow risk

Tata Gilt Retirement Plan (28/2/25) - Payout of IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Tata Mutual Fund. It's been running since 3 Apr 2006.

Latest price per unit

₹34.1747

▼ 0.16% today

As of 28 Feb 2025 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.06 L

▲ ₹6.1k gain · 6.1% / year

Invested 3 years ago

₹1.20 L

▲ ₹19.7k gain · 6.2% / year

Invested 5 years ago

₹1.29 L

▲ ₹28.8k gain · 5.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

2.1%

The value swings roughly 2% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-14.16%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year6.15%

CAGR — 3 years6.19%

CAGR — 5 years5.19%

CAGR — since launch6.69%

Volatility — 1 year (annualised)1.98%

Volatility — 3 years (annualised)2.08%

Max drawdown — 1 year-0.85%

Max drawdown — 3 years-1.71%

Sharpe ratio — 1 year (rf=6%)0.10

Sharpe ratio — 3 years (rf=6%)0.12

Fund info

Fund house: Tata Mutual Fund
Category: Debt Scheme - Gilt Fund
Plan: —
Option: IDCW
ISIN (Growth): —
ISIN (Div re-invest): —
Fund code: 102046
First price on record: 3 Apr 2006 · 4,567 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.