debtHigh risk

DSP Credit Risk Fund - Regular Plan - IDCW

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From DSP Mutual Fund. It's been running since 2 Apr 2006.

Latest price per unit

₹12.6208

▼ 0.05% today

As of 28 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.05 L

▲ ₹5.2k gain · 5.2% / year

Invested 3 years ago

₹1.06 L

▲ ₹6.2k gain · 2.0% / year

Invested 5 years ago

₹1.09 L

▲ ₹9.0k gain · 1.7% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

16.1%

The value swings roughly 16% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-17.77%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year5.21%

CAGR — 3 years2.03%

CAGR — 5 years1.74%

CAGR — since launch1.08%

Volatility — 1 year (annualised)8.03%

Volatility — 3 years (annualised)16.10%

Max drawdown — 1 year-5.57%

Max drawdown — 3 years-17.77%

Sharpe ratio — 1 year (rf=6%)-0.09

Sharpe ratio — 3 years (rf=6%)-0.24

Fund info

Fund house: DSP Mutual Fund
Category: Debt Scheme - Credit Risk Fund
Plan: Regular
Option: IDCW
ISIN (Growth): INF740K01581
ISIN (Div re-invest): INF740K01AB9
Fund code: 101839
First price on record: 2 Apr 2006 · 5,116 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.