MF Gyan
debtLow risk

Kotak Gilt Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Kotak Mahindra Mutual Fund. It's been running since 2 Apr 2006.

Latest price per unit
₹18.9963
0.13% today
As of 28 Aug 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns
Invested 1 year ago
₹1.04 L
₹3.7k gain · 3.7% / year
Invested 3 years ago
₹1.15 L
₹15.4k gain · 4.9% / year
Invested 5 years ago
₹1.25 L
₹25.1k gain · 4.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness
3.4%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever
-26.59%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)
CAGR — 1 year3.65%
CAGR — 3 years4.89%
CAGR — 5 years4.58%
CAGR — since launch2.77%
Volatility — 1 year (annualised)3.77%
Volatility — 3 years (annualised)3.41%
Max drawdown — 1 year-4.00%
Max drawdown — 3 years-5.40%
Sharpe ratio — 1 year (rf=6%)-0.60
Sharpe ratio — 3 years (rf=6%)-0.30

Fund info

Fund house
Kotak Mahindra Mutual Fund
Category
Debt Scheme - Gilt Fund
Plan
Regular
Option
IDCW
ISIN (Growth)
INF174K01FK1
ISIN (Div re-invest)
INF174K01FJ3
Fund code
100264
First price on record
2 Apr 2006 · 4,929 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.